Two: Remittance to China through remittance platform.

Local banks: All local banks support cross-border remittance services. As long as you know the SWIFT code and BIC of the domestic account, you can complete the remittance through online banking or counter transfer of local banks.

Banks can handle a variety of remittance services, such as bill remittance and wire transfer, among which wire transfer is the most commonly used way of cross-border transfer. Under normal circumstances, the wire transfer money can arrive in three to five days, and it will be delayed in special periods such as legal holidays.

Remittance is also called "remittance". One of the payment methods of international settlement. A business process in which the payer actively remits money to the payee through a third party (usually a bank) by using various settlement tools.

There are usually four basic parties in remittance business: the remitter (that is, the payer), the remittance bank, the remittance bank and the payee.

There are three commonly used remittance methods:

(1) Remittance, that is, at the application of the remitter, the remitter sends the remittance to the remitter through the power of attorney and entrusts him to pay the payee.

(2) T/T, that is, at the application of the remitter, the remitting bank informs the foreign remitting bank by telegram or telex, and entrusts it to pay the remittance to the designated payee.

(3) Remittance by draft, that is, at the application of the remitter, the remitter draws a draft on behalf of the remitter, gives it to the remitter for mailing or taking it abroad, and gives it to the payee to collect the remittance from the remitter.

Bank card remittance

More and more citizens are willing to choose bank card remittance. As long as you provide the other party's name and card number, you can realize card-free deposit in different places. Banks such as industry, agriculture, China, construction and Shanghai Pudong Development Bank have all opened this business.

What the public should pay attention to is that many banks charge fees for deposits and withdrawals in different places. Therefore, whether remittance places are widely distributed and whether remittance withdrawal is convenient has become an important indicator to be considered. For example, Agricultural Bank of China and Industrial and Commercial Bank of China are very popular with customers even if their outlets are in remote places such as Tibet, Inner Mongolia and the top of Huangshan Mountain.

The bank card remittance of Shanghai Pudong Development Bank is still free, and citizens can also choose cheap ones.

It is the best policy for citizens who travel around the world to bring a bank card. For families with children studying abroad, parents use the main card to handle deposit business in China, and children can spend money abroad with only one supplementary card.

But the biggest drawback is that it is not safe to carry. If you are traveling abroad, it is better to deposit foreign currency into Jinsui International Debit Card and spend it directly by credit card.

Characteristic remittance

Besides price, convenience is a big selling point of remittance business. The new roaming remittance launched by ABC meets the needs of the public. There is no need to find out the name and address of the other remittance bank. As long as you write down the name of the payee and tell the payee the password of the money order, the other party can pay the money order at any online business institution of the Agricultural Bank of China.

This roaming remittance service is not only suitable for remittance to relatives and friends, but also very convenient for cash users in different places, such as traveling abroad, going on business trips, traveling abroad and going to school.

More than 400 outlets of Shanghai Agricultural Bank have all opened roaming remittance and withdrawal functions. Customers only need to bring their personal identity documents to handle this business at outlets, while the specific fee for roaming remittance business is only 1% of the remittance amount, with the lowest being 1 yuan and the highest being 50 yuan.

At the same time, it is also very convenient to use online banking to transfer money. Kaka transfer and inter-bank transfer can be carried out by using the website of Agricultural Bank of China 95599 and telephone banking. ICBC launched the remote transfer service function of 95588 telephone banking. During the Spring Festival, CCB is holding preferential measures for online remittance, and the handling fee is only 0.3% of the remittance amount.