2. ICBC wealth management account card and platinum credit card were opened, and the service star was adjusted to six stars.
3. Open a wealth management account and a credit card gold card, and adjust the service star to five stars.
4. The calculation method for opening ordinary credit cards and adjusting the service star to four stars is as follows:
Personal assets: the star point value in the contribution star can be upgraded in the following ways:
1. Financial assets: the financial assets indicator consists of short-term assets and medium-and long-term assets, and the indicator is calculated as the average daily balance of each financial asset for half a year.
2. Short-term assets mainly include: demand savings deposits, third-party depository, intelligent express wealth management products, money market funds and credit card deposits. You can get 135 stars for every ten thousand yuan of short-term assets.
3. Medium-and long-term assets mainly include: fixed-term savings deposits (including fixed-term and flexible work), provident fund deposits, wealth management products (excluding smart express trains), funds (excluding money market funds), national debt, insurance, gold (including paper gold, physical gold and brand gold), etc. You can get 100 star points per 10,000 yuan of medium-and long-term assets.
Personal debt: The personal debt index consists of three details: personal housing mortgage loan, other personal loans and card overdraft. The calculation caliber of the index is the half-year average daily balance of each personal debt.
1. Personal housing mortgage loan can be obtained per 10,000 yuan 100 star.
2. Other personal loan indicators include personal consumption loans, personal business loans and other varieties, and other personal loans can earn 200 stars per 10,000 yuan.
3. Credit card interest overdraft can earn 200 stars for every 10,000 yuan. Intermediary business: the index of intermediary business consists of three details: investment and wealth management transaction, credit card consumption transaction and settlement transaction, and the calculation caliber of the index is the accumulated transaction amount for half a year. If the amount of a single transaction exceeds the upper limit of the service fee standard, the upper limit will be taken as the transaction amount and included in the index statistics.
1, investment and wealth management, trading indicators mainly include: fund subscription and redemption (excluding monetary fund), wealth management product purchase (excluding Tong Ling Express), national debt purchase, insurance purchase, gold trading, foreign exchange trading and other investment and wealth management transactions can get 200 stars per 10,000 yuan.
2. Credit card consumption. Transaction indicators mainly include the transactions generated by POS credit card consumption of smart cards, wealth management account cards (including ICBC wealth management account cards), credit cards, credit cards, quasi-credit cards and other cards. You can get 400 star points for every 1 10,000 yuan card you spend.
3. Settlement category: Transactions refer to deposits and withdrawals from different places, remittances from different places, inter-bank remittances, express remittances, etc. You can get 200 stars for every 10 thousand yuan settlement transaction.