According to the New Deal, the government gave 200 yuan /m2 subsidy to the owners who bought new commercial housing (excluding second-hand housing) in the administrative area of Shangli County from June 65438+ 10 to June 30, 2023.
In addition, for graduates from institutions such as institutions of higher learning, secondary vocational schools and technical colleges within five years of graduation, employees who have signed labor contracts with enterprises and educational and medical institutions for more than 1 year and paid social insurance premiums for more than three months; Or entrepreneurs who have obtained business licenses and paid social insurance premiums for more than three months, if they purchase commercial housing within the administrative area of Shangli County, the county finance will give one-time housing subsidies of 654.38+10,000 yuan, 50,000 yuan, 30,000 yuan, 20,000 yuan and 654.38+10,000 yuan respectively for doctors, masters, undergraduates, junior colleges and technical secondary schools.
In terms of deed tax subsidy, for those who purchase new commercial housing in the administrative area of Shangli County from June 30, 2023 to June 30, 2023 and pay deed tax before June 36, 2024, the county finance will subsidize the first suite according to 50% of the income, and the relevant taxes will be levied first and then supplemented.
In terms of preferential loans for housing provident fund, all kinds of college graduates who buy the first suite after working and starting a business in Shangli County and pay the housing provident fund continuously for more than 6 months can enjoy a loan amount of up to 600,000 yuan, which is not limited by the balance multiple of individual housing provident fund. College graduates who have paid housing provident fund and have no housing can withdraw personal housing provident fund for renting houses (the withdrawal amount is not higher than 1 1,000 yuan/month).
In terms of mortgage down payment ratio and maximum loan amount, in accordance with the requirements of the Notice of the People's Bank of China and the State Administration of Foreign Exchange on Doing a Good Job in Financial Services for Epidemic Prevention and Control and Economic and Social Development, a differentiated housing credit policy was implemented, focusing on meeting the mortgage demand of the first suite and improved housing, so as to better meet the reasonable housing demand of buyers. In the administrative area of Shangli County, if commercial bank mortgage loans are adopted, the minimum down payment ratio of the first suite will be reduced to 20%, the minimum down payment ratio of the second suite will be reduced to 30%, and the mortgage interest rate of commercial personal housing will be reasonably lowered; In the administrative area of Shangli County, if you purchase self-occupied commercial housing and apply for housing provident fund loans for the first time, the minimum down payment ratio will be lowered to 20% and the maximum loan amount will be raised to 600,000 yuan; If you buy an improved self-occupied commercial house and apply for a housing provident fund loan again, the minimum down payment ratio will be lowered to 30%, and the maximum loan amount will be raised to 500,000 yuan.