Suzhou Rural Commercial Bank is a rural commercial bank with registered capital mainly from the government, providing services for rural areas and small and micro enterprises. Suzhou Bank is a city commercial bank. Its registered capital mainly comes from private shareholders and provides services to urban customers. Suzhou Rural Commercial Bank focuses more on rural areas and small and micro enterprises, such as farmers' loans, agricultural insurance and micro loans. Bank of Suzhou covers a wider range of fields, including personal savings, credit, corporate financing, international settlement, wealth management and many other businesses.
The registered capital of Suzhou Bank mainly comes from private shareholders, including domestic and foreign financial institutions, enterprises and individuals. Suzhou Rural Commercial Bank is funded by the government and has some private shareholders.