1 To open an account in Hong Kong, the applicant needs to provide his/her ID card, passport and personal credit certificate.
2. The applicant's work certificate and operating salary bill have the ability to repay on time.
3 Deposit HK$10,000 into the activation account on the opening day. China Merchants Bank's Hong Kong account requires a higher balance, and the account needs to have a balance of 10000 Hong Kong dollars.
These are the conditions for China Merchants Bank to open an account in Hong Kong. If users need to open a China Merchants Bank account in Hong Kong, they must meet the above conditions. It should be noted that China citizens who live in China and are under the age of 16 want to open an account, they need to be handled by a guardian. When handling, they need to show the valid ID card of the guardian and the resident ID card or household registration book of the account user.
Extended data:
At present, there are eight domestic banks that can witness the opening of accounts: ICBC (Asia) Bank, China Construction Bank, China Bank, Hang Seng Bank, Minsheng Bank, HSBC Bank, Wing Lung Bank and China Merchants Bank. The lowest capital threshold is ICBC (Asia), and you can deposit 100 Hong Kong dollars when opening an account. But there are so many people making appointments that it is almost impossible to get on the list. If you want to make an appointment as soon as possible, you can consider making an appointment with other banks. No matter which bank you go to, there are three things you must take:
1. Mainland resident ID card, pay attention to the validity period of the ID card.
2 Hong Kong and Macao passes or passports should pay attention to the remaining validity period and the number of endorsements, generally more than 6 months.
Valid proof of address within 3.3 months, such as utilities, gas and telephone charges. It must be a mobile phone with customer's name, residence/mailing address and other details.
Account opening assets conditions
In order to avoid futility, it's best to call customer service first to find out what the requirements are for handling bank card funds in Hong Kong. If you can accept the bank's account opening conditions, you can make an appointment by phone or log in to official website. Here are a few banks with lower asset thresholds:
1. ICBC (Asia) opens a "comprehensive account", with a savings account of 100 and a current account of 1000.
2. Construction Bank's "Land-Hong Kong Dragon Card", with a minimum deposit of HK$ 65,438+0,000 in the Hong Kong dollar savings account; The minimum deposit in a HK$/USD checking account is HK$ 2,000/USD 500.
3. The minimum deposit of BOC Hong Kong bank account and Hong Kong dollar savings account is HK$ 65,438+0,000.
4. China Merchants Bank's "Hong Kong Card" was opened in China Merchants Bank's mainland branch, with total assets reaching 50,000 RMB.
Bank card fee
1. ICBC (Asia) general consolidated deposit account (which can deposit and withdraw Hong Kong dollars, RMB and eight other foreign currencies) has a minimum daily balance of 10000 Hong Kong dollars, and a monthly deficit of 15 Hong Kong dollars will be charged.
2. China Construction Bank's "Land Port Link Dragon Card" has an average daily total deposit of less than HK$ 5,000 and a monthly service fee of 50.
3. BOC Hong Kong has an average monthly minimum balance of HK$ 5,000 and a deficit of HK$ 60/month.
China Merchants Bank's one-card account in Hong Kong has been opened for three months. Starting from the fourth month, the total assets are less than HK$ 6,543,800+,and HK$ 654.38+ 05 per month (only electronic statement is selected, HK$ 8 per month), and more than HK$ 6,543,800+is exempted.
Matters needing attention
1. Generally, only some outlets designated by banks can handle Hong Kong bank cards, so it is best to consult the nearest customer service outlets first.
2. Make it clear to the staff that it is necessary to release the authority of third-party transfer and increase the limit of transfer.
3. Within 2 months after the new card is activated, you need to make unlimited deposits through the account with the same name, otherwise the account will be frozen.
4. If the account is not used for a long time in the future, it will be frozen, and unfreezing is more troublesome. It is best to transfer the funds in advance.