Inter-bank transfer can be divided into general transfer, quick transfer and real-time transfer.

Ordinary transfers generally need to arrive the next day, because UnionPay settlement is required at the end of the day. Fast (real-time) transfer generally requires a small amount of extra procedures, but it is basically within 5- 10 minutes.

Generally, cross-bank remittance will arrive in the morning and afternoon. If the system is busy, the next day will arrive. The remittance in the afternoon will arrive at the same time as the remittance in the next morning. If 1 day is in the province, it is generally around 1 day. If you are in other provinces, it usually takes about 2 days. Generally, cross-bank remittance takes 1-3 working days.

Extended data:

Inter-bank transfer remittance is a kind of business that transfers RMB or foreign currency to units or personal accounts opened in other banks in China. To transfer and remit money between ICBC and other banks through online banking, you must first register the "Finance @ Home" personal online banking, and open the online banking transfer authority at the business outlets to apply for using the U shield (individual customer certificate). Use online banking to transfer and remit money between ICBC and other banks.

Service function:

1. Deposits and withdrawals do not have to travel between banks, but can be transferred by themselves through various channels (the specific entry time depends on the receiving bank system).

2. The currency of transfer and remittance includes not only RMB, but also all foreign currency savings currencies (foreign currency is suitable for remittance to personal accounts).

References:

Baidu Encyclopedia-Inter-bank transfer and remittance