What kind of bank card do you apply for in China and remit money in the United States? (Remittance is in US dollars), can you directly convert it into RMB for cash withdrawal?
According to the present situation, there should be no problem with international remittance. It is recommended to use the card of China Bank, because it has many branches all over the world and has rich experience. The handling fee should be paid by the remitter. What you need to pay attention to is that the opened card or passbook must have the function of foreign currency deposit. Basically, both current cards and passbooks can deposit foreign currency, and the remitted foreign currency cash needs to be converted into RMB. If it is a conversion, it needs to be handled with my certificate within working days. The State Administration of Foreign Exchange stipulates that the annual limit of individual foreign exchange settlement and sale is equivalent to US$ 50,000.