It is unwise to deposit money in the bank. At present, the bank's profit is around 3%, but the price index rises by 5 to 8 points on average every year. Putting money in the bank will only depreciate slowly, but it will not beat inflation. It is also blind to buy domestic funds to invest in gold. Anyone with a little brains now knows that 98% of Reed investors in China market are losing money. . . You are lucky that you didn't meet a swindler when investing in gold, but it is estimated that gold is valuable in this era, but it is not gold in your hand. What kind of equity foreign exchange is as risky as gold? . . I'm not saying that the current investment and financial management market is very bad, but I want to tell you that you have to find a particularly professional person to help you with your investment and financial management. Spend some money and you can sit back and relax. I am sure that if you are not a mechanic, you and the mechanic can repair the same car, faster and better. . . I am a senior financial planner of Zhongyuan Group, and I hope my advice can help you.