CITIC Bank only accepts and does not pay, which means that bank card funds can be transferred in, but not transferred out. When there is no payment, you can call the bank's customer service hotline to find out what caused it, and then make improvements so that subsequent bank cards can be used normally. The reasons for non-payment only include abnormal account, three consecutive password errors, repeated loss reporting, judicial freezing and so on. Except judicial freezing, other reasons are very easy to solve, as long as individuals bring their bank cards and ID cards to the bank counter to unfreeze them. Bank cards in daily use are divided into debit cards (savings cards) and credit cards, of which credit cards only accept and do not pay, which may be caused by overdue. Debit cards are divided into one, two and three types of accounts when applying in banks. The first type of account is a universal account, and there will be no restrictions on its use. The use of the second and third types of accounts will be restricted. At the same time, the third type of account has no physical card, and is generally bound to mobile banking or third-party platforms.

1, what do you mean, take it or not?

In fact, this is a professional term in the banking industry, which means that bank cards can only be transferred into funds, but not out, because the bank has unilaterally frozen your bank card. It is equivalent to the arrears of your mobile phone number. You can only answer the phone now, not make a phone call. This is also the case. And banks can't freeze your bank card independently. You must have used CITIC Bank's savings card for some risky business operations, and then the relevant departments noticed it and applied to CITIC Bank for freezing your bank card. You may have committed something, and then the relevant law enforcement departments frozen your bank card through the bank to prevent the transfer of funds. For example, you may encounter telecom fraud, and then the public security organ discovers it through the network and immediately freezes your savings card, so that scammers can't transfer money from your bank card, which is also to protect your funds.

2. Reasons for non-payment but receipt

Another possibility is that if you enter the password of CITIC Bank's savings card incorrectly for three consecutive times, the bank will automatically freeze your bank card. After a period of time, you can thaw yourself, usually after 24 hours. Therefore, there are many reasons why CITIC Bank's savings card only accepts and does not pay. Netizens need to verify one by one to see what the reason is. When you find that your bank card can only collect money but not pay, you should immediately go to the bank to ask why the bank card is frozen. After asking why, you can go to the corresponding department and ask them to issue a release form, and then submit the statement to the bank to unfreeze your bank card.

3. China CITIC Bank

CITIC Bank, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing. The major shareholder is CITIC. Acquired 5% equity of CITIC Bank, and at the same time increased the equity of CITIC Bank to 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets of HK$ 65,438+02,000, over 65,438+06,000 employees and 540 branches. It is the six-line and three-package of China-Hong Kong financial stocks. On May 9, 2020, the Consumer Protection Bureau of the China Banking Regulatory Commission informed that in March, 2020, CITIC Bank provided details of personal bank account transactions to a third party without the authorization of customers, which violated the principle of depositor confidentiality. Our bureau will start the investigation procedure according to law and investigate and deal with it strictly according to law. Due to the need of economic development, Mr. Rong Yiren, Chairman of China International Trust and Investment Co., Ltd., wrote to the Central Committee requesting the establishment of CITIC Bank. CITIC System is fully engaged in foreign exchange banking. With the consent of the People's Bank of the State Council and the People's Bank of China, a banking department will be established to expand the foreign exchange banking business and make good preparations for the establishment of the bank.