13 year 10 month 13, the general office of the people's bank of China issued the notice on further improving the financial services for college student village officials to start businesses and get rich (No.5 [20 10]), proposing to actively strengthen the guidance of credit policies, innovate financial products and services in a targeted manner, and provide effective financing for college student village officials to start businesses and get rich in time.
February 1 day to February 2 20 10 China People's Bank held a working conference on money, credit and financial markets.
On February 3rd, the People's Bank of China reported the implementation of monetary policy in 2009 to NPC Financial and Economic Committee.
On February 1 1, the monetary policy implementation report of China in the fourth quarter of 2009 was released.
2065 438+02. 2. 25 The People's Bank of China decided to raise the RMB deposit reserve ratio of deposit-taking financial institutions by 0.5 percentage points, while small financial institutions such as rural credit cooperatives will not raise it for the time being.
On March 4th, the People's Bank of China held a symposium on the credit situation. In accordance with the overall deployment and requirements of macro-control, we will guide the reasonable and balanced growth of loans from financial institutions, and at the same time focus on optimizing the credit structure and enhancing the awareness of risk prevention.
On March 8, the People's Bank of China issued the Interim Measures for the Management of RMB Cross-border Receipt and Payment Information Management System (Yinfa [2010] No.79), which strengthened the management of RMB cross-border receipt and payment information management system, ensured the safe, stable and effective operation of RMB cross-border receipt and payment information management system, and standardized the operation and use of banking financial institutions.
On March 19, 2009, the People's Bank of China, together with Publicity Department of the Communist Party of China and other eight ministries and commissions, issued the Guiding Opinions on Financial Support for the Revitalization, Development and Prosperity of Cultural Industries (Yinfa [2010] No.94), urging financial institutions to earnestly implement the policies and measures of financial support for the development and revitalization of cultural industries, further improving and upgrading financial services for China's cultural industries, and promoting the revitalization, development and prosperity of cultural industries.
On March 24th, the People's Bank of China and the National Bank of Belarus signed the Agreement on Bilateral Local Currency Settlement between China and Belarus. This agreement is the first local currency settlement agreement for general trade signed between China and non-border countries, and it is also a new progress in regional financial cooperation after the pilot implementation of RMB cross-border trade settlement, which is conducive to further promoting economic cooperation between China and Belarus and facilitating bilateral trade and investment.
On March 29th, the People's Bank of China issued the Emergency Notice on Doing a Good Job in Financial Services for Spring Agricultural Production and Drought Relief in Southwest China (Yinfa [2065 438+00] 100), requesting to increase policy support, ensure that financial institutions support the liquidity demand necessary for spring agricultural production and drought relief, and effectively increase the effective credit input for spring agricultural production and drought relief.
On March 30th, the Monetary Policy Committee of the People's Bank of China held a regular meeting in the first quarter of 20 10.
On April 14, the People's Bank of China reported the implementation of monetary policy in the first quarter of 20 10 to the NPC Financial and Economic Committee.
On April 2 1, the People's Bank of China, together with China Banking Regulatory Commission, China Securities Regulatory Commission and China Insurance Regulatory Commission, issued the Emergency Notice on Doing a Good Job in Financial Services in Yushu Earthquake-stricken Area (Yinfa [20 10] 12 1No.), and timely issued special financial service measures to support earthquake relief in the disaster-stricken areas. It is required to strengthen the cash allocation and supply in disaster areas, ensure the smooth operation of payment and settlement, treasury and other systems, and guide financial institutions to effectively increase credit investment in earthquake relief and reconstruction in disaster areas to meet the basic living needs of people in disaster areas.
On May 2, the People's Bank of China decided to raise the RMB deposit reserve ratio of deposit-taking financial institutions by 0.5 percentage points from May 20 10, and rural credit cooperatives and rural banks will not raise it temporarily.
On May 10, the monetary policy implementation report of China in the first quarter of May10 was released.
19 In May, the People's Bank of China, China Banking Regulatory Commission, China Securities Regulatory Commission and China Insurance Regulatory Commission jointly issued "Guiding Opinions on Comprehensively Promoting the Innovation of Rural Financial Products and Services" (Yinfa [2065 438+00] 198No.), demanding that the innovation of rural financial products and services be taken as a breakthrough and vigorously promoted, which has been proved in practice. According to the new situation of rural development, actively develop and launch some innovative financial products suitable for the actual needs of rural areas and farmers; By improving the rural financial service process and recreating the rural financial service model, the vast rural areas and farmers can get more convenient and high-quality modern financial services.
On May 28th, People's Bank of China and China Banking Regulatory Commission issued Opinions on Further Improving Financial Services to Support Energy Saving and Emission Reduction and Eliminate Backward Production Capacity (Yinfa [2065 438+00] 170), requiring financial institutions to further strengthen and improve credit management, improve and perfect financial services in all aspects, closely monitor and effectively prevent credit risks, and do a good job in financial support for energy saving and emission reduction.
On June 8, 2009, the report on regional financial operation in China was released.
On June 9th, with the approval of the State Council, the People's Bank of China and the Central Bank of Iceland signed a bilateral local currency swap agreement with an amount of RMB 3.5 billion to promote bilateral trade and investment and strengthen bilateral financial cooperation.
On June 19, according to the domestic and international economic and financial situation and China's international balance of payments situation, the People's Bank of China decided to further promote the reform of RMB exchange rate formation mechanism and enhance RMB exchange rate flexibility. The focus of the reform is to adhere to the market supply and demand as the basis and adjust with reference to a basket of currencies. The People's Bank of China will continue to dynamically manage and adjust the RMB exchange rate fluctuation according to the exchange rate fluctuation range announced by the foreign exchange market.
On June 2nd1day, People's Bank of China, together with China Banking Regulatory Commission, China Securities Regulatory Commission and China Insurance Regulatory Commission, issued "Several Opinions on Further Improving Financial Services for SMEs" (Yinfa [2065 438+00] 193), proposing to strengthen the reform and innovation of credit management system for SMEs, improve the multi-level financial organization system and provide financial services for SMEs. Broaden the diversified financing channels that meet the characteristics of the capital demand of SMEs, develop the credit enhancement system of SMEs, and take various measures to support SMEs to "go global" and explore the international market.
On June 22nd, the People's Bank of China, the Ministry of Finance, the Ministry of Commerce, the General Administration of Customs, the China Banking Regulatory Commission and State Taxation Administration of The People's Republic of China jointly issued the Notice on Issues Related to Expanding the Pilot Scope of RMB Settlement of Cross-border Trade (Yinfa [20 10] 186), which expanded the pilot scope of RMB settlement of cross-border trade, increased the pilot areas in China and stopped restricting overseas areas. The scope of the pilot business has been expanded to other current account settlement besides trade in goods, which further meets the actual demand of enterprises for RMB settlement of cross-border trade and plays an active role in RMB settlement of cross-border trade.
On July 7th, the Monetary Policy Committee of the People's Bank of China held the second quarter regular meeting of 20 10.
On July 5th, 65438, the People's Bank of China reported the implementation of monetary policy in the first half of 20 10 to NPC Financial and Economic Committee.
On July 23rd, in order to promote bilateral trade and direct investment, the People's Bank of China and monetary authority of singapore signed a bilateral local currency swap agreement with a scale of 654.38+050 billion RMB/about S $30 billion.
On July 26th, People's Bank of China, National Development and Reform Commission, Ministry of Industry and Information Technology, Ministry of Finance, State Taxation Administration of The People's Republic of China and China Securities Regulatory Commission jointly issued "Several Opinions on Promoting the Development of Gold Market" (Yinfa [2065438+00] No.211), which clarified the overall thinking and main tasks of the future development of the gold market.
On July 30th, the Ministry of Finance, the National Development and Reform Commission, the People's Bank of China and the China Banking Regulatory Commission jointly issued the Notice on Implementing the Relevant Matters Concerning Strengthening the Management of Local Government Financing Platform Companies in the State Council (FB [20/KLOC-0] No.412) and the Notice of the State Council on Strengthening the Management of Government Financing Platform Companies (Guo Fa [206552].
On August 5, 20 10, the second quarter monetary policy implementation report of China was released.
On August 15, the People's Bank of China and the Banking Regulatory Commission of China jointly issued the Guiding Opinions on Doing a Good Job in Financial Support and Services for Housing Reconstruction in Areas Suffered from Extraordinary Mountain Torrents and Debris Flows in Gansu and Sichuan (Yinfa [2010] No.226), proposing to implement the deferred repayment policy of housing reconstruction loans before the disaster, implement preferential housing credit policies in disaster areas, strengthen loan management, and increase support for re-lending for agriculture.
On June 16, the People's Bank of China issued the Notice on the Pilot of RMB Investment in the Inter-bank Bond Market by Three Types of Institutions, such as Overseas RMB Clearing Banks (Yinfa [2065438+00] No.217), allowing overseas central banks or monetary authorities, Hong Kong and Macao RMB clearing banks and overseas participating banks in cross-border trade to invest in the inter-bank bond market with legally obtained RMB funds.
On August 30th, the China People's Bank Rural Credit Cooperatives Reform Pilot Central Bank Bill Issuance and Payment Review Committee19th meeting decided to pay special bills to rural credit cooperatives in 27 counties (cities) such as Xide in 8 provinces (regions) including Sichuan, with a quota of 96 1 100 million yuan.
On September 2, the People's Bank of China issued the Measures for the Administration of RMB Bank Settlement Accounts of Overseas Institutions (Yinfa [2010] No.249), which clarified that overseas institutions can apply for opening RMB bank settlement accounts in banks for various cross-border RMB businesses conducted according to law, and the measures will be implemented as of 2010.
On September 2 1, the People's Bank of China, China Banking Regulatory Commission, China Securities Regulatory Commission and China Insurance Regulatory Commission jointly issued the Guiding Opinions on Further Improving Financial Support and Services for Post-Wenchuan Earthquake Reconstruction (Yinfa [20/kloc-0] No.271), which emphasized the continuity and stability of financial support policies for disaster areas and further improved financial services for disaster areas.
On September 28th, the Monetary Policy Committee of the People's Bank of China held the third quarter regular meeting of 20 10.
On September 29th, in order to further implement the spirit of the Notice of the State Council on Resolutely Curbing the Excessive Rise of Housing Prices in Some Cities (Guo Fa [2065 438+00] 10), consolidate the regulatory achievements of the real estate market, and promote the healthy development of the real estate market, the People's Bank of China, together with the China Banking Regulatory Commission, issued the Notice on Perfecting the Differentiated Housing Credit Policy (Yinfa [2065438+00). Commercial banks are required to strictly implement the down payment ratio and loan interest rate for the purchase of commercial housing, explicitly suspend the issuance of third and above housing loans and other relevant regulations, and resolutely curb speculation in the real estate market. At the same time, commercial banks are required to continue to support the demand for loans for affordable housing construction, support the construction of low-priced commercial housing projects, and guide the healthy development of the real estate market.
On September 30th, the China Securities Regulatory Commission, the People's Bank of China and the China Banking Regulatory Commission jointly issued the Notice on Relevant Issues Concerning Listed Commercial Banks' Participation in the Pilot Bond Trading of Stock Exchanges (No.[20 10]9 1).
10 On June 4th, the People's Bank of China reported the implementation of monetary policy in the first three quarters of 20 10 to NPC Financial and Economic Committee.
10 year 10 On October 20th, the People's Bank of China decided to raise the benchmark interest rate for RMB deposits and loans of financial institutions, among which the benchmark interest rate for one-year deposits was raised by 0.25 percentage point, from 2.25% to 2.50%; The benchmark interest rate for one-year loans was raised by 0.25 percentage points from 5.3 1% to 5.56%; The benchmark interest rates for deposits and loans of other maturities are adjusted accordingly.
102, 165438+ released the monetary policy implementation report of China in the third quarter of 20 10/00.
165438+ 10 On 9 October, the State Administration of Foreign Exchange issued the Notice on Strengthening the Management of Foreign Exchange Business (Huifa [2010] No.59) in order to prevent financial risks caused by cross-border capital flows.
165438+1October 10 The People's Bank of China has decided to raise the RMB deposit reserve ratio of deposit-taking financial institutions by 0.5 percentage points from 201065438+1October16.
On June165438+1October 1 1, the People's Bank of China issued the Notice on Printing and Distributing the Follow-up Monitoring and Assessment Measures for the Payment of Special Bills of the Central Bank in the Pilot Reform of Rural Credit Cooperatives (Yinfa [2010] 31. Adhere to the principle of paying equal attention to incentives and constraints, give full play to the role of monetary policy tools and financial market access policies, promote rural credit cooperatives to consolidate the achievements of previous reforms, enhance their sustainable development capabilities, and improve the level of rural financial services.
165438+1October 19 The People's Bank of China has decided to raise the RMB deposit reserve ratio of deposit-taking financial institutions by 0.5 percentage points from 201065438+1October 29th.
165438+1October 22nd, authorized by the People's Bank of China, China Foreign Exchange Trading Center launched RMB-Russian ruble trading in the inter-bank foreign exchange market, in order to promote bilateral trade between China and Russia, facilitate the development of RMB settlement business in cross-border trade, and meet the needs of economic entities to reduce exchange costs. 12 15 The Moscow Monetary Exchange of Russia officially listed RMB trading against the Russian ruble.
165438+1On October 23rd, the People's Bank of China held a symposium on the credit situation to analyze the economic, financial, monetary and credit situation, guide financial institutions to maintain reasonable and moderate loan growth, strengthen and optimize the credit structure, and enhance their ability to resist risks.
65438+February 10 The People's Bank of China decided to raise the RMB deposit reserve ratio of deposit-taking financial institutions by 0.5 percentage points from February 20, 1965.
65438+February 65438+March, the closing time of the inter-bank foreign exchange market was adjusted to 16: 30.
65438+February 65438+May, the People's Bank of China held a symposium on the credit situation to convey the spirit of the Central Economic Work Conference, guide financial institutions to implement a prudent monetary policy, strengthen self-regulation of credit behavior in accordance with macro-prudential requirements, maintain moderate credit growth, and enhance risk prevention capabilities.
10 On February 24th, the Monetary Policy Committee of the People's Bank of China held the fourth quarter regular meeting of 20 10.
On February 26th, 65438, the People's Bank of China decided to raise the benchmark interest rate of RMB deposits and loans of financial institutions. Among them, the one-year deposit benchmark interest rate was raised by 0.25 percentage points, from 2.50% to 2.75%; The benchmark interest rate for one-year loans was raised by 0.25 percentage points, from 5.56% to 5.81%; The benchmark interest rates for deposits and loans of other maturities are adjusted accordingly. At the same time, the People's Bank of China raised the lending rate of financial institutions, and the one-year liquidity refinancing rate was raised from 3.33% to 3.85%; The one-year refinancing rate of rural credit cooperatives was raised from 2.88% to 3.35%; The rediscount rate is raised from 1.80% to 2.25%.