Which banks are safest to deposit money?
1, Industrial and Commercial Bank of China
This bank mainly serves the economic construction of China. Is a large state-owned commercial bank with convenient storage, numerous outlets and a wide customer base.
2. China Construction Bank
This episode of China Construction Bank has a wide range of business. In addition to regular resident deposits, China Construction Bank also shows its own characteristics in foreign exchange business. CCB is easy to use, safe and reliable, versatile and economical.
3. Bank of China
It is the only state-owned financial institution that has been operating continuously for 100 years, and it is also a note-issuing bank in Hong Kong and Macao. Its security should not be underestimated.
4. Agricultural Bank of China
As one of the four major banks, it is one of the integrated financial service providers. Its main business is funds and insurance. With the characteristics of low credit risk and safe principal and interest, it is deeply loved by the broad masses of the people.
What should I pay attention to in bank deposits?
1, voucher
When handling bank deposits, you need to provide the depositor's valid identity documents, such as ID card and passport. , deposit the ID number into the deposit account, and handle the deposit voucher.
2. Determine the deposit amount
It is suggested that depositors determine the deposit amount according to their actual situation, and the deposit amount should not be too large or too small to avoid unnecessary losses.
3. Determine the deposit term
When making a deposit, you need to specify your own deposit period. It is suggested that depositors deposit in batches with different amounts and different maturities in order to obtain higher interest and reduce losses.
4. Understand the deposit interest rate
The interest rates of deposits with different maturities will be different. Generally speaking, the interest rate of long-term deposits will be higher than that of short-term deposits. Therefore, when depositors deposit, it is best to take the form of portfolio investment to deposit.
About which banks are safest to deposit money, I hope I can help you. It is indeed important to choose the way of saving, but it is equally important to choose bank deposits.