If it is inter-provincial, inter-provincial or inter-bank within China Bank:
Charge for transfer amount below 10000 (including 10000): 5 yuan;
/kloc-more than 0/0000 yuan-10000 yuan (inclusive) Charge: 10 yuan;
The charge is more than 654.38+10,000 yuan-500,000 yuan (inclusive): 15 yuan;
More than 500,000 yuan-6,543.8+0,000 yuan (inclusive) charge: 20 yuan;
1 10,000 yuan or more: the transfer amount is * 2/110,000 yuan, and the highest income is 200 yuan.
China Bank's charging standard for corporate remittance:
1, China Bank e-banking personal service domestic inter-bank remittance (inter-bank remittance between BOC and other banks) RMB 0.5 yuan handling fee+RMB electronic remittance handling fee.
2. Inter-provincial RMB real-time transfer within China Bank (bank card and passbook transfer, passbook and passbook transfer, personal transfer).
3. Inter-provincial real-time RMB transfer in China Bank (inter-bank card transfer) takes debit card as the transfer account: 0.06% of the transfer amount, with a minimum of 1 yuan and a maximum of 12 yuan.
4. Take quasi-credit card as transfer-out account: 0.2 ‰ of the transfer-out amount, with a minimum of 1 yuan and a maximum of/30 yuan.
5.65438+ 0‰ of the inter-provincial real-time foreign currency transfer amount by China Bank, with the maximum 200 yuan per transaction.
6. 1‰ of the remittance amount of cross-border remittance (wire transfer) by China Bank, with the lowest charge of 50 yuan and the highest charge of 260 yuan; In addition, the telecommunication fee is 80 yuan/pen in Hong Kong, Macao and Taiwan, and 150 yuan/pen in non-Hong Kong, Macao and Taiwan.
Wire transfer operation
When telegraphic transfer, the remitter should fill in the remittance application form, and indicate the telegraphic transfer method in the application form. At the same time, the remittance and the required expenses will be remitted to obtain a wire transfer receipt.
After receiving the remittance application, the remittance bank should carefully examine the application and contact the remitter in time if there are any mistakes.
When handling telegraphic transfer, the remitting bank sends remittance instructions to the remitting bank by telegram or telex according to the contents of the remittance application.
The contents of the message mainly include: remittance amount and currency, payee's name, address or account number, remitter's name, address, postscript, position allocation method, remitter's name or SWIFT system address, etc.
In order for the remitting bank to confirm that the contents of the message are indeed sent by the remitting bank, the remitting bank should add the mutually agreed Testkey before the text.
After receiving the telegram or telex, the remitting bank should check whether the password is consistent. If it is not, it should immediately draw up a telegram to inquire with the remitting bank. If so, a wire transfer notice will be prepared immediately to inform the payee to withdraw money.
The payee draws money from the remittance bank with the notice in duplicate. After the payee signs for it, the remittance bank pays the remittance accordingly. In practice, if the payee has an account in the remittance bank, the remittance bank often does not prepare remittance notice, but only receives the money into the payee's account by telegram, and then gives the payee a receipt notice, and the payee does not need to sign the receipt.
Finally, the remittance bank sends the debit notice to the remittance bank. The telegraphic transfer expenses in telegraphic transfer shall be borne by the remitter, and banks generally handle telegraphic transfer business on the same day, which does not occupy the remittance funds in the postal process. Therefore, telegraphic transfer is often used for large remittance or remittance through SWIFT or inter-bank transfer.