1. Debit card refers to a modern financial payment tool provided by banks to cardholders. It has no credit limit.

2. According to different functions, they can be divided into debit cards, special cards and stored-value cards. Debit cards can meet the needs of cardholders for personal savings, payroll, shopping and consumption, transfer and remittance, etc. .

3. Among them: debit card is a financial payment tool with the functions of transfer, cash deposit and withdrawal, and consumption; special card is a financial payment tool that can be used in specific areas, such as some department stores, entertainment industries, etc.; Stored-value cards are financial payment instruments in which the card-issuing bank transfers funds to the card for storage according to the cardholder's requirements, and then deducts funds directly from the card when transactions are required.

Qiandaibao is a website owned by Qiandaibao Payment Technology Co., Ltd., which provides users with third-party payment solutions such as online payment and mobile payment.

Qiandaibao’s current license scope covers three businesses: Internet payment, mobile phone payment and bank card acquiring. And obtained the first batch of pilot qualifications for foreign exchange cross-border payment business. Committed to providing users with a safe and fast mobile payment and website payment experience, it operates Qiandaibao expansion cards, Qiandaibao SD cards, Qiandaibao elf, Qiandaibao big elf, multi-function, card-swiping mobile phones, A variety of mobile payment and mobile POS products such as MPOS cover two typical mobile payment modes, including near-field and remote. Provides life service applications such as transfers and remittances, mobile phone recharges, game recharges, credit card repayments, and fund collection.