You need to make an appointment in advance to buy small denomination foreign currency in China Bank.
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Generally speaking, you don't need to make an appointment to buy small denomination foreign currency in China Bank.
Generally speaking, branches or sub-branches of the four major banks do not need to make an appointment to handle foreign currency business unless the amount is particularly large, unless it is a small branch or counter, especially on weekends. If you want to exchange cash for money, you must go to the bank counter to exchange it. You need to bring your valid ID card to the counter to fill out the application for purchasing foreign exchange.
China Bank is not obliged to make an appointment in advance for foreign currency exchange, but if the exchange amount is large, it is recommended to make an appointment 1-2 days in advance. Because the foreign currency cash on the counters of various banks is generally deposited by customers or transferred from the vault. Not all coupons are complete. Generally agreed three days in advance. It may also be a week in advance, depending on the time when the bank transfers money from the vault, or you can call the bank to make an appointment first.
1. How does China Bank exchange foreign currency online?
1. You can log in to online banking or mobile banking of Bank of China to enter the function of settlement and purchase of foreign exchange. According to the tips on the page, you can complete online foreign exchange settlement (converting RMB into foreign currency) or foreign exchange purchase (converting foreign currency into RMB). Generally, users only need to bring their ID cards and fill in the documents at the bank counter to apply for exchange.
(1) Only foreign exchange settlement and sale can be conducted through the electronic channel of China Bank (the total annual foreign exchange settlement and sale of normal customers is equivalent to USD 50,000, respectively).
Customers should bring their valid ID, bank card/passbook/cash and relevant supporting materials to any branch of Bank of China for settlement and sale of foreign exchange that does not occupy the total annual amount.
(2) The service hours of online banking and mobile banking of Bank of China are from 7: 00 to 23: 00 every day.
When exchanging foreign currency, users need to go to the counter of China Bank during business hours. The business hours of China Bank are from 9 am to 5 pm, and it is generally closed on weekends and legal holidays.
(3) Customers who hold 18 resident ID card to open an account in China Bank can handle the foreign exchange settlement and sale business through the electronic channel of China Bank; Customers who hold passports (non-China passports), Hong Kong and Macao residents' passes to and from the mainland, and Taiwan Province residents' passes to and from the mainland and open accounts in China Bank can handle the foreign exchange settlement business accounting for the annual total through the electronic channel of China Bank.
2. Is there a handling fee for foreign currency exchange?
1. There is no handling fee for banks to exchange foreign currency. At present, there are many banks that can exchange foreign currencies, most of which can be exchanged at prime Bank, among which China Bank is the most convenient and suitable.
2. Generally, banks that simply exchange foreign currencies do not charge handling fees, and exchange according to the actual exchange rate announced on the same day. But the exchange rate fluctuates, so does the bank's foreign exchange quotation, and the bank can earn the difference between the fluctuating exchange rates.
Answer on 2021-11-05.