Most of the micro-credit loans of Zhonghe Rural Credit Cooperative have a repayment period of 3 to 12 months, especially 24 months.
2. How long is the loan term of the mobile phone loan?
Customers are advised to choose formal channels to apply for loans, such as ABC's "Netjet Loan".
Netjet loan refers to a small consumer loan issued by Agricultural Bank of China to individual customers of Agricultural Bank of China who meet certain conditions, with self-application, quick receipt and self-credit.
Online lending has realized the processes of self-service application, automatic approval, online signing of credit contract and self-service credit use. The application process is as follows:
(1) The borrower logs into the online channels (personal online banking and pocket banking) designated by Agricultural Bank of China, and enters the "Netquick Loan" application interface.
(2) The borrower understands the product situation, basic loan conditions and handling procedures of NetJet Loan.
(three) fill in the basic information, the proposed loan period, loan and repayment account, mailing address, etc.
(4) The system verifies the validity of the mobile phone number.
(5) Signing the Power of Attorney for Personal Credit Business online.
(six) to confirm the loan information, the amount and purpose of the loan application.
(7) After the applicant reads and signs the Personal Self-help Micro-credit Consumer Loan Contract online and completely fills in the application information, he submits the loan application.
The maximum loan amount is 300,000 yuan and the minimum is 3,000 yuan; The specific amount of the customer will be approved according to the customer's business situation in ABC.
Third, rural credit cooperatives.
Doesn't mean anyone can guarantee you. At the very least, you should have a stable income. The role of the guarantor is to let you borrow more money, and your personal reputation should be fine. There are many guarantors, such as teachers and doctors, and consulting loan services, which provide China with stable income and jobs. Fast loan application channel (amount: 0.5-50,000 yuan) h.com/quickloan/index.jsp? Dashi = XXIAO Zhang ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ Number of places: 500 Address:/Activity/Product/Salary -xxiao) Easy mortgage-quickly solve the problem of housing funds: 200,000-2 million TTP://www.com/activity/product/houng.html. This product has few application restrictions, and the loan term, interest rate and repayment method are very popular among residents. Customers who apply for "personal credit easy loan" will also enjoy the whole "zero handling fee" service and evaluation service. Quota: 8000-500000 yuan Application address:/activity/product/creditloan-xxiaozhang.html (4) Civil servant credit loan-loan application amount: 8000-300000 yuan P://www. com/activity/product/ Civil credit-xxiaozhang. html(5 issued by senior management) Amount: 50000-500000 Application address: /activity/product/ang.html(6) Easy loan amount for shopkeepers: 5000-200000 yuan Application address:/activity/product/shopman-xxiaozhang.html (7) Quota: 5000-65438+100,000 yuan Application address:/activity/product/college-xxiaozhang.html (8) Easy Loan for Petty bourgeoisie-a professional personal loan scheme without mortgage and guarantor for working men and women who pursue quality life and charming life, and help Petty bourgeoisie to establish close credit cooperation with banks and other financial institutions. Amount: 8,000-200,000 yuan Application address:/activity/product/ol-xxiaozhang.html (9) Easy marriage loan-a convenient and quick personal credit loan for the borrower who is about to get married, which can be used for all expenses related to marriage, including travel, wedding, decoration, shopping, home appliances, car purchase, diamond jewelry purchase, wedding photography, etc. Amount: 50-200,000 RMB. Address of the application form:/activity/product/marriage-xxiaozhang.html (10) Easy car loan-a credit car loan for car buyers who lack funds. Amount: 50-200,000 RMB. Address of the registration form:/activity/product/carroan-xxiaozhang.html (11) Decoration Easy Loan-a personal credit loan with a single loan not exceeding 500,000 yuan for the purpose of family housing decoration. Amount: 80-500,000 yuan. Address of the application form:/activity/product/decoration-xxiaozhang.html (12) Home Easy Loan-a personal credit loan granted to meet the consumer demand of the borrower for furniture, household appliances and home decoration. Amount: 5,000-200,000 yuan Application address:/activity/product/furniture-xxiaozhang.html (13) Travel Easy Loan-a RMB loan issued to a borrower who needs travel funds, which is used to pay the travel expenses of a special travel unit for himself or his family members. Travel expenses refer to the total amount of travel expenses such as transportation expenses, accommodation expenses, tickets, services and related expenses involved in tourism projects handled by specialized tourism units and designated by lenders. Amount: RMB 50-200,000. Application address:/activity/product/trip-xxiaozhang.html (14) Beauty Easy Loan-a personal credit loan for beauty lovers' beautiful life. Specific uses can include beauty, plastic surgery, fitness, artistic photography and other expenses. Amount: RMB 50-200,000. Application address:/activity/product/beauty-xxiaozhang.html (15) Easy Loan for White-collar workers-refers to the special loan channel for high-quality customers opened by Easy Loan China for white-collar workers in large and medium-sized cities across the country. Applicants who meet the loan conditions will enjoy priority VIP services, and loan products and services from a number of high-quality cooperative institutions are available for you to choose from. Amount: RMB 80-300,000. The address of the application form is:/activity/product/whiteloan-xxiaozhang.html (17)-currently it is only applicable to commercial loans. Study abroad loans refer to foreign exchange consumption loans issued by institutions to overseas students or their immediate family members or spouses to pay tuition and fees and living expenses for studying abroad. Amount: no more than 300,000 yuan. Address of registration form:/activity/product/studentabroad-xxiaozhang.html (18) Consumer loans are personal loans for designated consumption purposes issued by cooperative institutions such as Easy Loan China United Bank, which are mainly used for personal or family consumption expenses and other loans that meet relevant regulations. Amount: RMB 50-200,000. Address of the application form:/activity/product/consumer-xxiaozhang.html (19) Owner's loan assistance-The legal representative of the enterprise or the shareholders of the enterprise can mortgage the property in the name of an individual or others and apply to the institution for a loan to supplement the working capital of the enterprise and other legally designated purposes. Amount: 5,000-11,000,000 yuan Application address:/activity/product/ownerloan-xxiaozhang.html (20) Entrepreneurship loan-refers to the personal loan granted by Easy Loan China United Cooperative Bank to social natural persons (especially laid-off workers when starting a business) for the purposes specified by law. Amount: 5000- 1 000,000 yuan Application address:/activity/product/startup-xxiaozhang.html (21) Easy Loan for Students-It is an organization providing funds such as Easy Loan China United Bank, aiming at solving the current employment problem of college students and helping them (junior college students, undergraduates and graduate students). ) achieve autonomy. Amount: 50-200,000 yuan. Address of the registration form:/activity/product/student-xxiaozhang.html (22) Easy Loan for Webmasters-Easy Loan is a special loan product provided by China United Bank and other fund providers for personal webmasters, which helps small and medium-sized webmasters to introduce VC funds to build nests and attract phoenix, laying a solid foundation for rapid development in the future. Amount: RMB 50-200,000. Registration Form Address:/Activities/Products/ Webmaster-xxiaozhang.html ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ ~ As long as you submit an online application for Easy Loan, China will review it for you as quickly as possible to solve your problem-you only need to fill in your loan demand and your information (no need to fill in personal identity information and other privacy), and the financial planner of Easy Loan China will analyze your loan demand and information, then choose a bank suitable for you and get in touch with you at your residence. In this process, you have the right to choose any bank until you are satisfied. E-loan China loan application process: online application-E-loan China financing consultant contacts the applicant and verifies-submits the application to the bank/microfinance company-the bank/microfinance company contacts the applicant-signs the loan contract. One application business, many financial institutions respond! Save time for lenders to run to major banks and reduce costs outside loans! There are many types of easy loans in China, among which personal credit loans and housing loans are free of service charges nationwide, while other types of loans will charge 2%-3% service charges. This is the lowest service fee among peers, which saves the lender's fee other than the loan, and solemnly promises that the task fee will never be charged before the loan is obtained! Friendly reminder: the online application will be reviewed on the same day (9: 00- 18: 00, except weekends). Please keep the phone/mobile phone open so that the financial advisor can contact you to verify the situation. If not, the application will be considered invalid. Easy Loan China makes it easy for you to get a loan. The landlord can apply online, and the financing consultant will contact you by phone on the same day (9: 00- 18: 00) to provide you with a suitable financing plan. You can consult in detail then. Don't expect the landlord to choose the answer, but you have to understand! An application can be submitted to multiple banks, which saves the time for lenders to go to major banks and reduces the costs other than loans. You might as well try, but it doesn't work, and there is no charge. I wish you an early realization of your dream!
4. How long is the term of small consumer loans of rural credit cooperatives?
The loan term is related to the lender's income and production and operation cycle, but generally speaking, the loan term does not exceed 3 years, and it can be extended to 5 years under special circumstances. The term of self-service revolving loan shall not exceed 3 years. Generally, the term of a single loan within the line shall not exceed 1 year, and the longest shall not exceed 2 years, and the maturity date shall not exceed 6 months after the validity of the line.