At present, ICBC, China Merchants Bank, Bank of China and so on. Have opened online banking overseas remittance business.
Take ICBC as an example. Select "Overseas Remittance" in ICBC's online banking system, fill in the remitter, payee, remittance amount and other contents one by one as required, and use U shield or password card password to transfer the foreign currency deposit in the account to the overseas account.
There are a few points to note.
1 is the transfer time. ICBC receives remittance instructions from 2: 00 to 22: 30 from Monday to Friday, and handles overseas remittance from 9: 00 to 16: 00 from Monday to Friday. Therefore, if the instructions are submitted within the above time, the transfer processing will be faster. If you choose to send remittance instructions on weekends, there may be a delay.
2. The remittance amount should be slightly less than the foreign exchange balance in the deposit account. Financial experts suggest keeping a certain amount of account change in the account to prevent the return of funds.