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The difference between bank card and credit card. I just set up the detailed instructions for the use of China Merchants Bank credit card.
Hello,

1. Yes, it is used in the range of 5000.

2. Do you mean online banking, online payment or online information search?

Online payment: Please log in to the credit card website/,click "Online Banking Login" on the right, enter your ID number, inquiry password and additional code, and then log in to online banking. In "Online Payment"-"Online Payment Function Application", select the card "Application" to enable online payment function, and online payment can be made on domestic websites, with immediate effect. There is no extra charge for opening this function, and you can enjoy the interest-free period and the above-mentioned credit card consumption. I wish you a happy online shopping!

For online information inquiry: please log in to the credit card website/,click "Online Banking Login" on the right, enter your ID number, inquiry password and additional code, then log in to online banking and operate the inquiry under the account management menu.

3. Get the card and you can activate it at any time. The annual credit card fee of China Merchants Bank is RMB 100/year for ordinary cards and 300 yuan for gold cards. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period under the credit card number, and the previous date is the issuing date), which is not a natural year. Successful application for China Merchants Bank Credit Card (except for Unlimited Card/Platinum Card/Business Card /ANA Co-branded Card /VISA MINI Card /MSN MINI Card /VOGUE Titanium Card /HELLOKITTY Fan Gold Card Miss KITTY Perfume Credit Card), the first-year annual fee will be reduced in advance by China Merchants Bank Credit Card or partners, and you will spend six times on a single card within one year after the card is valid (from the date of issuance). And this offer is valid for a long time before the change notice of the new annual fee preferential policy.

4.5. Except when spending by credit card, it is best not to leave the line of sight of the card to prevent it from being stolen by others, and pay attention to the generation and collection of various fees. The card wizard needs your patience.

The fees are as follows:

The daily interest rate of revolving credit is 0.5 ‰. The annual fee for the main card of the Gold Card is 65,438+050 yuan, the annual fee for the supplementary card of the Gold Card is 65,438+000 yuan, and the annual fee for the supplementary card of the main card of 50 yuan VISA MINI Credit Card is 65,438+050 yuan. 75 yuan MSN business card printing fee for each set of supplementary cards is 50 yuan/unpaid minimum late payment fee is 5%, and the minimum fee is 10 yuan or 1 USD. 60 yuan /VISA MINI credit card 60 yuan /VISA card:1USD/card; MasterCard): 65438 USD +055 yuan/card. Original handling fee for reading purchase orders: domestic 50 yuan/transaction; Foreign 8 yuan/copy: domestic 20 yuan/copy; The handling fee for copying password letters overseas is RMB 65,438+05/letter, and the express delivery is 305% of the cash advance transaction amount in 35 yuan/letter. The minimum charge for replacing damaged cards is RMB 65,438+05/letter, 30 yuan/letter and US$ 5 3 yuan/letter. Express delivery to 35 yuan/VISA mini-credit card 15 yuan/card or card issuance (deposit, settlement ...) costs RMB 20 yuan/supplementary statement fee, and the statement 3 months ago is required. The courier fee for sending the password letter for the first time each time is RMB 20 yuan/new card seal/lost card replacement courier fee, which exceeds 0.5% of the remittance fee. The minimum fee is RMB 5 yuan/transaction, and USD 1 RMB/transaction is paid.

If you have any other questions, I suggest you consult "Customer Service Online" /cmu/icslogin.aspx? from = B& amp; Logincmu=0. Thank you for your attention and support!