Hello, China Merchants Bank has no NT business, so it is recommended to contact other banks for consultation (such as Bank of China). There is no charge for swiping a VISA debit card, but there will be a currency exchange fee for taking the VISA channel in non-US dollar areas. It is recommended to use it in UnionPay single signing machine (according to the exchange rate of local currency of UnionPay against RMB on that day). If you have any questions, please log on to online customer service /cmu/icslogin.aspx? from = B& amp； Logincmu=0 for consultation, and we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!