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Is it reliable for bank app to buy foreign exchange?
Reliable.

It is more reliable to speculate in foreign exchange in the bank, but the disadvantage is that there is no leverage to use, and it is 1 to 1, and the spread is particularly large. The transaction cost of investors is very high, and it is difficult to make big money by speculating foreign exchange in banks. It is better to find a foreign exchange platform to do leveraged foreign exchange margin trading.

Bank of China can do foreign exchange, but it needs high transaction costs, and it also needs to go to the bank counter to handle transactions. If you want to trade foreign exchange at low cost, you can choose international market. The advantages of the international market are that the trading mechanism is perfect, the transaction is more flexible and the transaction cost is lower.