1. When did you apply for the card? Before the upgrade by Bank of China last year, one card had one discount, which means that the card corresponds to a current card, and two accounts are acceptable. After the upgrade in 89 months, the card folding was separated.
2. Whether your friend remits money from abroad from a foreign bank, online banking, or Chinese online banking. If it is from abroad, it is an overseas remittance. It usually takes two to three working days, not counting holidays
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