Methods: 1. Cross-border payment method: Cross-border remittance refers to the business that individual online banking customers make foreign exchange remittance to the payee who opens an account in a bank outside the mainland within the prescribed limit. Cross-border remittance has both telecom fees and handling fees, which is time-consuming to operate. As the handling fee for cross-border remittance generally has a maximum amount, it is suggested to increase the amount of a single remittance as much as possible within the maximum amount to reduce the number of remittances and save the telegraph fee for each remittance. Including: 1, cash 2, wire transfer 3, foreign exchange check 4, traveler's check 5 and credit card. Second, you can also enter China by other means: 1, using foreign direct investment. 2. Use short-term foreign debt. 3. Use advance payment and deferred payment. 4. Use non-trade channels. 5. Use underground banks. 6. The offshore business position of the bank is mixed with the onshore business position. 7. Use related party transactions to enter. Foreign capital can enter China through remittance: first, we must determine the appropriate attributes: if it is labor income, there is no problem, it should be remitted to China according to labor income; If it is investment income, you need to go through the formalities of remittance of funds from the receiving country and pay the corresponding taxes; The problem is that the regulations of the two countries cannot be exactly the same, and the foreign exchange policies cannot be consistent. It depends on the nature and scale of your funds. You can also enter China by other means: using foreign direct investment; Use short-term foreign debt; Adopt advance payment and deferred payment; Use non-trade channels; Use underground money houses; Bank offshore business positions and onshore business positions are mixed; Use related party transactions to enter. Either way, it must be legal.

Legal basis:

Article 59 of the Negotiable Instruments Law of People's Republic of China (PRC), if the amount of a bill is in foreign currency, it shall be paid in RMB according to the market exchange rate on the date of payment. Where the parties to a bill of exchange have otherwise agreed on the currency of payment, such agreement shall prevail.

Derivative problem:

How to transfer money from America to a domestic bank card?

First, overseas remittance can be made through Western Union, a domestic post office. Second, we can handle related wire transfer business through the counters of domestic banks such as Bank of China, Agricultural Bank and China Construction Bank. Third, you can make remittance through domestic bank card online banking, and you can complete the remittance by filling in the relevant information yourself.