China Industrial and Commercial Bank. As one of the largest commercial banks in China, Industrial and Commercial Bank of China provides a wide range of foreign exchange services. China Industrial and Commercial Bank is also a very good choice for customers who need to exchange New Zealand dollars. If you have a debit card or credit card from ICBC, you can change it directly at the counter. If you are an online banking customer of China Industrial and Commercial Bank, you can also exchange money through mobile banking or online banking. China Industrial and Commercial Bank's foreign exchange handling fee is also relatively affordable, which is the first choice for many consumers.