First of all, you should make sure that the postal bank where the payee is located can handle foreign exchange business, because many bank county and city branches do not have this business. Secondly, you need to determine through what channels you want to remit money. If it is a wire transfer, you know the name and address of the payee's bank, the payee's name, address and account number, and the bank swift code. After you come from the domestic foreign exchange, just go directly to his account to get the card. If you want to settle foreign exchange, you have to take your ID card to the bank. If the remittance method is Silver Star Express or Western Union, you will have a password when you send money abroad. Tell the payee the password, and the payee will take it from the bank with his ID card and password. Pay attention to some remittance information when you go to the bank to get it, such as remittance amount, currency, sender's name, remittance country, etc.