With the approval of China Banking Regulatory Commission, Postal Savings Bank may engage in some or all of the following financial services. ① Absorb local and foreign currency savings deposits. ② Exchange goods. ③ Engage in bank card (debit card) business. (4) Acting as an agent to receive and pay money. Including paying wages and social security funds, and acting as an agent for various public utilities to collect fees and taxes. ⑤ Acting as an agent to issue and honor government bonds. ⑥ Acting for buying and selling foreign exchange. ⑦ Agency insurance. Acting as an agent for specific businesses of policy banks, commercial banks and other financial institutions. Pet-name ruby large agreed deposits for policy banks, Chinese-funded commercial banks and rural credit cooperatives. Attending buying and selling government bonds, financial bonds and central bank bills. Underwriting government bonds and policy financial bonds. Provide personal deposit certificate service. Safe deposit box service is available. Handle online banking business. Other businesses approved by the CBRC, such as issuing loans and micro-credit loans.