In the category of venture capital, you should write down the fund you want to invest in this year, such as 20,000 or 654.38+ 10,000.
Do you want to try stocks?
Do you want to try foreign exchange?
Do you want to open an account for Hong Kong stocks?
Do you want to try to play new shares?
The money here is a cake for the future.
Please reconsider, how much should you invest in this area?
When making the annual budget, it is generally appropriate to set aside 10%- 15% of the annual household income to guarantee the budget.
1 If the budget is too small to be properly guaranteed, or everyone can't take care of it. Or you can only choose cheap product types, thus giving up many rights.
Too much budget will bring pressure to life, especially when there are major changes in the future, it is easiest to give up the security arrangement and continue to choose streaking.
For the budget, especially for the insurance allocation, how much income is reasonable?
All the things I really want to do have been kept, and I have seriously thought about which ones I want to do most. If these things are regarded as a year, 20 19 will be a great year.
After the annual budget is completed, the next step is to break it down to each month.
Here, Teacher Dandan strongly recommends the students to use notebooks. Here, the budget function has been completely set in the accounting app.
If you are good at excel, you can also design it yourself.
An example demonstrates how to budget with a notebook application.
Open the notebook app, click Settings in the lower right corner, and find the expenditure classification management point. Give students a reference classification setting. You can change it yourself or create a new one.
Divide expenditure into
Necessary expenses: eating, buying vegetables, fruits, expenses, mobile phone fees and so on every day. The money that must be spent. This part needs ""
Fixed expenses: whether you like it or not, monthly rent, water and electricity property fees, mortgage fees, parking fees, etc. , must be paid monthly.
Flexible spending on clothes, bags, skin care products, anything you want to buy, and interpersonal relationships. It costs money, but it doesn't cost money. This part is what you want.
Financial expenditure: planned investment of fund, insurance premium, insurance annuity, foreign exchange, reverse repurchase of national debt, equity, project investment and stock. Or bitcoin and so on. It is particularly important to divide the money. Only this part of the money, whether it is profit or loss, will always chase your money after a year.
If you have children or do business, you can also set up children to spend money on sideline projects.