If I were you, I wouldn't borrow it. I'll try to refuse her.
I have been in a similar situation before. My cousin told me that she wanted to borrow money to buy a house in Changsha, but she didn't have enough money. The bank staff gave her an idea to find someone with a stable job as a guarantor. She thinks I am a civil servant, and among the people she knows, only my job is the best, so she wants me to be her guarantor.
At that time, my sister worked in foreign exchange and earned a lot of money every day. Foreign exchange, like stocks, is risky. I have advised her many times not to speculate in foreign exchange, which is equivalent to gambling. However, since she made all the money from it, she didn't want to work honestly. What can be more gratifying than watching the computer or her mobile phone at home every day?
I majored in law. Although I haven't received a good four-year college education, I still know a little about basic legal knowledge. Once she can't pay the mortgage, the guarantor will be jointly and severally liable. I finally got the down payment, just bought a house with a provident fund loan and got my own nest. I absolutely don't want to be a guarantor for others, especially my cousin who speculates in foreign exchange, for fear that one day her risk will be passed on to me.
But I couldn't refuse her directly, so I called one of my college classmates, who worked in a law firm in Suzhou. After analyzing the interests, he gave me an idea to get a red-headed document in the unit and tell my sister that our government departments have expressly stipulated that civil servants are not allowed to be guarantors outside. After all, after the introduction of the eight regulations, the rules and regulations of civil servants have increased a lot, which should be understandable to outsiders.
I think his suggestion is very good. The next day, I went to the office to find the relevant documents, and then I asked Xia Jie in the typing room to make a similar document, which said that civil servants were forbidden to do business, invest in shares, lend money and collect interest as guarantors. The document was fake enough, so I took a photo and sent it to my cousin on WeChat, and she believed it. In desperation, she had to seek other ways.
To tell the truth, my cousin once helped me. She helped me find my first job after graduating from college. Although I haven't worked long, I really appreciate her. Maybe one day, she still needs my help. As long as I can do it, I will try my best, but if I bury myself in it to help others, it is not worth it.
Your sister asked you to lend her money. In fact, the truth is the same, that is, you are overdrawing your credit. She should have a loan herself. Why didn't she borrow money with her own loan? There are only two possibilities. One is that she ran out of loans, but the amount was not enough. The other is that she is reluctant to use her own loan, so she uses yours. You know, every money you borrow now is a loan. In the future, if we want loans and credit cards, we must check the credit records, which will definitely affect you.
Living in this world is not easy for anyone. We must always remember a sentence, love ourselves to love others! In this complex society, we should have a pair of discerning eyes, be able to distinguish between all kinds of authenticity and know how to protect ourselves.
Resolutely refuse, you can lend him money, but you can't lend it to him with online loans. This is very risky. What if I can't repay it? This kind of thing is unclear. After all, you borrowed it yourself, and it will urge you to pay it back on the repayment date. If it is overdue, it will damage your credit information and seriously affect buying a house and a car.
I'm sure I can't borrow it Be careful. Everyone has it. Why should I borrow it from you? Of course not. If he wants to use it, he can borrow it with his own loan. If you have your own loan, you don't need to borrow it. There are two possibilities. The first is that you want to borrow money and not pay it back. The second is that she can no longer use it, has no credit, or can't repay it after using it, so she can't borrow it like this. In this case, if you lend it to him because of the repayment period, she won't let you advance it first. If you can't advance, your credit will also be affected. If you feel embarrassed to refuse her job introduction, you can invite her to dinner or give her some other gifts, but you must never borrow money. No one can see clearly in this society now. You must be more careful. Especially in terms of money, we should pay attention to guard against good friends. I have a friend who has a very good life and borrowed money from me. He hasn't paid it back for six years. At that time, I left 1, 500 yuan's living expenses. He borrowed 1000, and I only have 500. Originally, one month 1500 yuan's living expenses were almost the same. As a result, I borrowed 1000 from him, and the living expenses were not enough, so it was 500. Then I lived for a month, which was very special. At that time, I thought I was a good friend. Since I said it, I lent it to him, thinking that friends could help each other, but who knows it hasn't been returned yet.
Just say that your money was overdue before you borrowed it, and the amount has been recovered. There are no places now. I'll introduce you to a job and invite her to eat a meal and drink milk tea. It's almost as good. Do you really repay me with a drop of water? Are you stupid [slapping] [slapping] [slapping] [slapping]
Decisively refuse. People who talk like this really go too far. Anyway, you think she is worth borrowing. You can borrow if you have money, but you can't borrow if you don't have money. Never lend money to others because of human feelings, let alone lend money to others.
Refuse! ! Resolutely refuse! ! ! Resolutely refuse!
This sister is not kind enough to ask you to lend her money. First, her own loan is likely to be burned and she can't borrow money.
Second, she just introduced you to a job and asked you to lend her money, indicating that maybe other people around her have stopped lending it to her, or she has already borrowed it.
Third, she asked you to lend her money. Have you ever thought about how you can still borrow it?
I also met a man who borrowed money from me. I said I had no money, so he asked me to lend him money. When he dared to ask me to write an IOU to lend him money, I stopped being friends with this man and immediately decided to hack it.
In my opinion, a qualified person will not ask you for money (online loan) and then lend it to him. This kind of person's own credit has been burned. How can a person whose credit is burned lend him money? Anyway, at least I won't be the one who has to lend money to others.
The best way to refuse is not to reply.
Don't borrow it
If you ask such a question, it is estimated that no one will help you in the future.