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What should I do if my bank card is permanently frozen?

1. To unfreeze your bank card, you need to go to the bank where you opened your account. When the cardholder's relevant bank card account is frozen, the cardholder needs to bring his or her ID card and the relevant bank card to any branch of the bank where the account is opened to handle the relevant unfreezing business.

2. How to unfreeze a frozen bank card?

1. If the debit card is frozen due to entering the wrong password, the user needs to bring the original valid ID card and bank card to the bank branch to unfreeze it. When unfreezing, if the assets are less than 50,000, you can reset the password on the smart teller machine. If the balance in the card is more than 50,000, you need to go to the counter in person.

2. If the debit card is frozen for judicial reasons or other reasons, it can only be unfrozen after fulfilling corresponding obligations. For example: you need to pay off other people's debts before they can be unfrozen.

3. If you have not used your debit card for a long time, causing the counter business to be frozen, you also need to go to the counter with a valid ID card and bank card.

4. The credit card is frozen and needs to be unfrozen. It may be due to illegal credit card use or cash-out behavior. Therefore, it is best to go to the bank counter and remove the corresponding reasons before using it. If you are frozen because you entered the wrong password, you still have to go to the counter.

3. What are the reasons for bank card freezing?

The first type is that if you misuse the card during use, it will be temporarily frozen by the bank.

1. When operating on an ATM machine, if you enter the wrong password more than 3 times, it will be automatically frozen. This will be automatically unfrozen after 24 hours.

2. If you frequently operate online banking and enter the wrong password more than 3 times, your account will be automatically frozen and will be automatically unfrozen after 24 hours.

3. When conducting transactions online, a virus link causes misoperation, and the transaction is temporarily frozen. You have to go to the bank to unfreeze.

The second type is that abnormal transaction behavior during the use of the card is temporarily frozen by the bank

1. Frequent online small-amount transactions, online recharges, and back and forth between different accounts are regarded by the bank as If there is a suspicion of order fraud, it is an abnormal transaction and will also be frozen by the bank.

2. Large foreign exchange transfers, virtual currency speculation, and foreign exchange speculation will be regarded as abnormal transactions by the bank and will also be frozen by the bank.

3. Online transactions to purchase pornographic video services, participation in gambling websites, etc. are also regarded as abnormal transactions and frozen by banks.

4. If the user's card is stolen by others, the bank regards it as an abnormal transaction and can let the bank unfreeze it through legal channels.

5. If there are huge or high-frequency transactions in the user's bank card, they are abnormal transactions and will be frozen by the bank.

The third type is those who participate in illegal and criminal activities through bank cards and are frozen.

1. Conducted online fraud through bank cards, obtained huge profits, had huge funds, and was convicted by judicial authorities.

2. The bank card is suspected of major economic debt disputes, has been identified by the court, and the bank has been required to freeze by the judicial authority.

3. The user's bank card has been involved in a large amount of money laundering, gang-related crimes, and drug-related transactions, and has been characterized by judicial authorities. The bank will also freeze the bank card.

In all of the above situations, bank card freezing can be divided into temporary freezing and permanent freezing. The former is not serious in nature, and the bank will unfreeze it for you if you find the reason; the latter is more serious in nature, and unfreezing is very difficult. Some may even be permanently frozen.