Personal foreign exchange income can be kept by yourself or settled with the bank. The total amount of individual annual foreign exchange settlement and sale is equivalent to RMB 50,000 per person per year. Foreign exchange purchased by individuals may be remitted abroad, deposited in foreign exchange savings accounts or taken abroad in accordance with relevant regulations. Individuals may entrust their immediate family members to handle the purchase and settlement of foreign exchange within the total annual amount; The purchase of foreign exchange in excess of the annual total and the purchase of foreign exchange by overseas individuals may be entrusted to others with relevant certification materials in accordance with the provisions of these Detailed Rules.