1, fixed foreign currency savings
At present, China's foreign currency savings deposits are divided into three types: A, B and C, and different types have different regulations on storage business. For example, foreign currency B supports demand and time deposit business, and the initial deposit amount is the equivalent foreign exchange of RMB and RMB in 500 yuan. The investment risk of foreign currency savings is relatively low and the expected return is relatively stable.
2. Foreign exchange wealth management products
Foreign exchange wealth management products are divided into capital preservation type and non-capital preservation type. Non-guaranteed products require investors to bear the risk of loss themselves. At present, most foreign exchange wealth management products launched in China have short term and good liquidity, but there are certain risks.
3.QDII fund
The full name of QDII in Chinese is qualified domestic institutional investor, and QDII funds allow mainland residents to invest in foreign exchange. However, due to the small market scale and imperfect system of this kind of products, the investment risk is great.
4. Foreign exchange rate investment
Foreign exchange rate investment is one of the most common foreign exchange investment methods. The exchange rates of different currencies are different and fluctuate constantly. Foreign exchange transactions earn exchange rate differences through currency exchange between different countries.
At present, the foreign exchange market is already the largest financial market in the world, and it can be traded 24 hours a day from Monday to Friday, so there are many investors involved in foreign exchange trading. Ordinary investors usually participate in foreign exchange transactions through leverage, and the leverage ratio is high, up to 400. High leverage provides opportunities for higher profits, but if investors' positions are improperly managed and there is a short position, then the loss is also a matter of minutes.