1. Hong Kong company accounts can be directly transferred to mainland personal accounts, and Hong Kong bank accounts can receive and pay foreign exchange freely without any restrictions. The mainland foreign exchange administration has relatively strict requirements for the entry and exit of funds. The annual foreign exchange limit for each person in the mainland is $50,000. If you receive money from abroad in this way, you need to pay attention to the following two points: 1. Personal accounts in the mainland need to start the function of receiving and paying in US dollars first. 2. Don't pay too much in a single payment, avoid being detained by the bank, and ask for relevant proof of the source of funds.

Transfer from the Hong Kong company account to the Hong Kong personal account, and then transfer from the Hong Kong personal account to the mainland personal account. This method is similar to the first one. The difference is that after a Hong Kong company account is transferred to its own personal account in Hong Kong, it can be transferred from its own personal account in Hong Kong to its own personal account in the Mainland. When you ask the bank to explain the source of funds, you can use reasons such as personal overseas investment and stock dividends to explain.

Transfer funds from the Hong Kong company account to the mainland company account, and then transfer funds from the mainland company account to the mainland personal account. To transfer money from a Hong Kong company account to a mainland company account, the mainland company is required to open a US dollar account, and formal business contracts, packing lists, invoices, etc. are required. , so that your Hong Kong company funds can be successfully received in the mainland company accounts. After receiving the money, the mainland company can transfer the money from the company account to your personal account in the form of salary or commission. Transfer the money from the Hong Kong company account to a third party, and then the third party will transfer the money from the mainland to the mainland personal account. There are many legally established foreign exchange companies in Hong Kong. You can let a third party operate to transfer the funds to your personal account in the Mainland by paying a certain percentage of commission. However, it should be noted that Hong Kong's exchange companies are not legal in the Mainland and belong to a gray area. Of course, in addition to exchange companies, there are some foreign trade companies that need dollars. You can find a reliable foreign trade company and transfer the US dollars of your Hong Kong company to the Hong Kong account of the foreign trade company, and then the mainland department of the foreign trade company will transfer the money to your personal account in the mainland.