Let me explain the definition of US dollar foreign exchange to you first, and then tell you the specific fixed interest rate. Foreign currency is the abbreviation of "foreign currency", which refers to the currency of other countries or regions other than domestic currency. It is often used for foreign settlement business caused by trade, investment and other economic activities. Foreign currency deposits refer to all kinds of bank deposits expressed in convertible foreign currencies, mainly including foreign currency demand deposits, savings deposits and time deposits. It is the main embodiment of foreign exchange value. Banks can bring huge profits by using foreign exchange deposits.

The interest rate of US dollar deposit refers to the interest rate of US dollars deposited into the bank account by the customer according to the agreed conditions, and the interest amount is the same as the loan amount, that is, the principal within a certain period. The interest rate of dollar deposits can be divided into current interest rate, fixed interest rate and annual/monthly/daily interest rate. The interest rate of dollar deposits will be set by banks according to the market conditions of various countries, with certain differences, and will not change due to the type of currency. All major banks in China can store US dollars. At present, bank cards generally have dual-currency function, which can store US dollars after opening. For example, the ordinary debit card of China Bank is a dual-currency card, which can deposit RMB and USD. The loan interest rate determines the interest required for future repayment. The People's Bank of China announces the interest rate of US dollar deposits every year, and local banks will adjust it according to their own conditions. However, institutional loan companies are not bound, so we must pay attention to interest rates when lending, otherwise it is likely to be involved in usury. 2065438+2009 Latest Bank of China USD deposit interest rate table USD annual interest rate% current 0.0500.

Seven days notice 0.0500 one month 0.2000 three months 0.3000 six months 0.5000 one year 0.7500 two years 0.750 The interest rates in this interest rate table are for reference only. Please consult the bank counters for details. With the approval of Dr. Sun Yat-sen, China Bank was formally established on February 5, 2002. Headquartered atNo. 1, Fuxingmennei Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.