There are colleagues around me who borrow money to buy a house, the house price is more than 8,000 yuan, the down payment is 200,000 yuan, the loan is 750,000 yuan in 30 years, and the monthly payment is more than 4,000 yuan. My own house 1 suite, my mother's 1 suite. I want to get married in the past six months, and the salary of state-owned enterprises is not high around 3000. I don't know why he wants to buy a house. It is said that we will consider renting two sets of 1 in the future. But I think there are too many unknown things in these 30 years, such as the property cost of the third suite, the hospitalization of parents when they are old, the expenses of children and the instability of the economic environment. Why raise such a high debt? Is it really worth investing in buying a house now? Even if the house price does not rise, it is still one of the few assets with very high value. If conditions permit, investing in real estate is also very cost-effective.