1. The interest rate level changes in the same direction as the demand for preventive money. (10)

2. China Bank has the lowest handling fee for withdrawing money in different places. (10)

3. The relationship between fund holders and managers is the relationship between owners and managers. ( √ )

Generally speaking, young people's investment ideas are relatively radical, and investors' ideas will become more and more conservative as they get older. ( √ )

5. Credit risk is a systemic risk. (10)

6. The main functions of securities and futures are hedging and speculation. (10)

7. The longer the bond term, the higher the price. (10)

8. When making investment decisions, we mainly look at the average rate of return. Therefore, the decision with the largest average rate of return is the best. (10)

9. When the market price is higher than the agreed price, the put option is an in-price option. ( √ )

10, the combination disperses systemic risks, and stock index futures avoid non-systematic risks. (10)

The parties to an insurance contract are the insured and the beneficiary. ( √ )

Strictly speaking, there is no difference between risk and uncertainty. (10)

13. The parties to the insurance are the insured and the beneficiary. (10)

14. Under the indirect pricing method, the value of foreign currency is directly proportional to the rise and fall of exchange rate. (10)

15, B shares are special RMB shares, Shanghai B shares are paid in US dollars, and Shenzhen B shares are paid in Hong Kong dollars. ( √ )

16. If the market interest rate tends to fall, debtors will tend to issue more long-term bonds. (10)

17, the price of open-end funds is determined by the relationship between supply and demand in the secondary market. (10)

18. The greater the risk of an asset, the higher its expected return. ( √ )

19. When the market price is higher than the agreed price, the call option is an in-price option. ( √ )

20. Under direct quotation, the value of foreign currency is directly proportional to the rise and fall of exchange rate. ( √ )

2 1. The basic financial instruments and investment objects in the securities market are stocks. (10)

22. Preferred shareholders generally also have the right to vote. (10)

23. Only one of the three conditions in accidental injury insurance can be considered as accidental injury. ( √ )

24. In the direct quotation, if a unit's foreign currency converted into local currency is more than the previous period, it means that the value of foreign currency has fallen. (10)

Two? multiple-choice

1, the company's decision-making level made a major mistake, which led to changes in the company's profitability, thus reducing the expected return on investment. This belongs to (c)

A. Financial risk B. Business cycle risk C. Business risk D. Purchasing power risk

2, the contract funds originated from (c)

A.hong kong b Indonesia c Britain d Singapore

3. The following factors that change inversely with the subscription card price are (D)

A. Related asset prices B. Volatility C. Interest rate D. Dividends

It is not easy to find a buyer if you need to sell the property urgently. This is part of real estate.

A. Liquidity risk B. Market risk C. Purchasing power risk D. Transaction risk

5. Among the following investment tools, (D) is the safest one.

A. bank deposits, bonds, equity funds

6. The following investment tool with the worst safety is (C)

A. Bank deposits B. Warrants C. Stocks D. Funds

7, risk is always a certain period of risk reflects the risk (b)

A. objectivity B. duration C. extensiveness D. duality

8. The investment objectives of the growth fund are mainly (a).

A. Common stock B. Bonds C. Preferred stock D. Warrants

9, the following does not belong to the basic financial instruments is ()

A. stocks B. funds C. bonds D. convertible bonds

10, (b) is a certificate for a joint stock limited company to prove the identity and rights of investors and obtain dividends and bonuses accordingly.

A. share capital B. shares C. shareholder D. shares

1 1. In China, the current annual fund management fee is (D) of the fund's net asset value.

B. 1% C. 1.5% D.2.5%

12. China's current annual fund custody rate is (a) of the fund's net asset value.

a . 0.25% b . 0.75% c . 1% d . 1.5%

13, the following factors related to the subscription card price change are (d)

A. Related asset prices B. Volatility C. Interest rate D. Dividends

14, X company stock call option, agreement price 50 yuan/share, option fee 5 yuan/share. When the stock price is (D) yuan, investors can make a profit.

45 BC to 50 BC

15. Generally speaking, it is most appropriate that the premium expenditure is approximately equal to (c) of the annual income.

A.5% B. 10%

16, the gold commodity market was fully opened in (c).

In 2002

17, in the foreign exchange market, the exchange rate is displayed with (a) digits.

A.5 B.4 C.6 D.3

18, the asset allocation method suitable for the trend-free market environment is (b)

A. portfolio insurance B. buy and hold C. constant proportion D. none of the above

19. The asset allocation method suitable for bull market is (c)

A. portfolio insurance B. buy and hold C. constant proportion D. none of the above

20. According to whether the fund size is fixed, securities investment funds can be divided into (b).

A. Private equity funds and Public Offering of Fund B. Listed funds and unlisted funds

C. Open-end funds and closed-end funds D. Contract funds and corporate funds

2 1. Generally speaking, the purchase and redemption price of open-end funds is calculated on the basis of (a).

A. the net asset value of the fund unit B. the relationship between supply and demand in the fund market C. the face value at the time of fund issuance D. the price at the time of fund issuance

22, entrusted with the specific investment operation of securities investment funds is (D).

A. Fund promoter B. Fund holder C. Fund custodian D. Fund manager

Three? multiple-choice question

1. The similarity between bonds and stocks is (BC).

A. the choice range is the same. B. They are all securities. C. They are all basic financial instruments. D. stable income.

2. The investment object of the balanced fund is mainly (ABC)

A. Common stock B. Bonds C. Preferred stock D. Foreign exchange

3. Among the following statements about hedging, the correct one is (ACD).

A. In the opposite direction B. Different delivery dates C. Same quantity D. Spot market and futures market are in the same place.

4. The advantage of gold investment is (ABC)

A. It can preserve the value for a long time. B. It can resist inflation. C. It has no time limit and can be traded at any time. D. It may be manipulated artificially.

5. Risks specific to real estate include (ABCD)

A. Market risk B. Interest rate risk C. Transaction risk D. Purchasing power risk

6, the following belongs to the derivative financial instruments is (BCD)

A. Stock futures, stock index futures warrants

7. The risk of investment and financial management is characterized by (ABCD)

A. objectivity B. extensiveness C. duality D. duration

8. According to the payment method of interest, bonds are divided into (certificates of deposit).

A. One-time repayment of bonds B. Dividend repayment of bonds C. Interest-paying creditor's rights D. Discounted bonds

9, the difference between contract funds and corporate funds is (BCD)

A. Different scale B. Different nature of funds C. Different status of investors D. Different operating basis

10, the following non-systematic risks are (AD)

A. Credit risk B. Purchasing power risk C. Interest rate risk D. Liquidity risk

1 1, options can be divided into (AC) according to intrinsic value.

A. In-price option B. Call option C. Out-of-price option D. Put option

12. The investment object of income-based funds is mainly (BD).

A. common stock b bond c fund d preferred stock

13. According to the different exercise dates, options can be divided into (BD).

A. In-price option B. American option C. Out-of-price option D. European option

14, the role of insurance is (ABCD)

A. Transfer risk B. Share loss C. Implement compensation D. Mortgage loan and investment income

15. In the following cases (BC), you can get accident insurance compensation.

A. Some people take too many sleeping pills and become disabled. B. someone was accidentally stabbed while operating the machine.

C. Injuries caused by car accidents D. Injuries caused by someone's stroke and fall

16, the advantage of gold investment is (ABC)

A. It can preserve the value for a long time. B. It can resist inflation. C. It has no time limit and can be traded at any time. D. It may be manipulated artificially.

17. Which of the following statements about Waihuibao is correct (BC)?

A. buying and selling foreign exchange by contract B. buying and selling in full C. spot foreign exchange trading D. margin trading

18, the basic theory of exchange rate determination is ()

A. Purchasing power parity theory B. Exchange rate parity C. Balance of payments theory D. Asset market model

19. The main investment strategies of the auction house are (ACD).

A. Pay attention to market trends B. Deal through intermediary C. Walk more and ask more D. Choose a reputable developer.

20. The parties to a contractual fund include (AB).

A. Principal B. Trustee C. Investment Advisor D. Beneficiary

2 1. The following statement about closed-end funds and open-end funds is correct (AB).

A. Closed-end funds generally have a fixed duration B. Open-end funds generally have no fixed duration.

C. There are few closed-end fund investors. D. There are many investors in open-end funds.

Third, the noun explanation

1, discount bonds

2. Contract funds

Step 3 guarantee

4. Gold standard

5. Foreign exchange margin trading

6. Accumulated preferred stock

7. Open fund

8. Survival insurance

9, the maximum possible method

10, investment income

1 1, risk

12, two depot business

Verb (abbreviation of verb) short answer

1. Briefly describe the content and shortcomings of purchasing power parity theory.

2. Briefly describe the investment in faster houses and its advantages.

3. What are the influencing factors of bond yield?

4. Briefly describe the classification of investment funds.

5. Briefly describe the basic elements of convertible securities.

6. Why do you advocate investment and financial management?

There are many advantages in meeting the needs of life cycle, realizing investment value, avoiding inflation, coping with sudden disasters and prudent investment and financial management.

7. What are the stages of the family financial life cycle?

8. What rights do ordinary shareholders enjoy?

Verb (abbreviation of verb) calculation problem

20 10 June 65438+20/kloc-0 June 65438+20 10 February 3 10 June, Company A was approved to issue corporate bonds with a five-year term and 20,000,000 yuan in repayment of principal and interest. Bond interest is paid on June 65438+February 3 1 every year, and the middle-aged interest rate in coupon rate is 6%. Assuming that the market interest rate at the time of bond issuance is 5%, find the issue price. known

2. A company plans to issue bonds with a face value of 2,000 yuan, coupon rate 12% and a term of 3 years. The market interest rate is 15%. Try to calculate the issue price. Known = 2.2832;

=0.6575

3. A portfolio consists of two kinds of securities with different weights. The expected yield of securities A is 15%, and the planned investment is 8 million yuan. The expected rate of return of Safety B is 10%, and it is planned to invest 2 million yuan. Try to calculate the expected rate of return of this portfolio.

5. If an investor holds the stock of Company A, the necessary rate of return on his investment is 15%. It is estimated that the dividend of Company A will increase at a high speed in the next three years, with a growth rate of 20%. After that, it turned to normal growth with a growth rate of 12%. The company's latest dividend was 2 yuan. Now calculate the intrinsic value of the company's stock. known

First, calculate the dividend present value of abnormal growth period:

The present value coefficient of annual dividend (15%).

1 2* 1.2=2.4 0.870 2.088

2 2.4* 1.2=2.88 0.756 2. 177

3 2.88* 1.2=3.456 0.658 2.274

Total (present value of 3-year dividend) 6.539

Secondly, calculate the intrinsic value of common stock at the end of the third year.

Present value of calculation period

Finally, calculate the current intrinsic value of the stock.