52. If the personal loan is secured by pledge, the bank shall properly keep the pledge during the loan period. (right)
53. If counterfeit money is found, it should be confiscated on the spot according to regulations, and it can be returned if customers strongly demand it. (error)
54. Financial statement preparers and circulation personnel shall keep financial information confidential and shall not disclose or disseminate it at will. (right)
55. When the customer purchases BOC entrusted wealth management products, the teller does not need to give the customer a risk warning. (error)
56. Under no circumstances can you give your teller card/authorization card/password to others for safekeeping and use. (right)
57. When the business is busy and the staff is nervous, the head or president of the branch can conduct business operations at the temporary front desk. (error)
58. Delay service, pick-up and drop-off payment for door-to-door service, when the ATM machine delivers money, and when the escort car breaks down, you can use the official car for double armed escort. (error)
59. Tellers can handle business for themselves within the scope of authorization. (error)
60. The settlement and sale of foreign exchange by individuals at home and abroad, regardless of the amount, must be entered into the settlement and sale system. (right)
6 1. Tellers in the core banking system can only log in through their bound terminals. In the CBS organization to which the teller belongs, each teller can bind up to 6 terminals. (right)
62.40 1 Tellers may not be bound to any peripheral roles. (error)
63. On the basis of not violating the principle of incompatible job risk control of business management departments, the institution may initiate an emergency maintenance application for tellers due to temporary business needs. When initiating an emergency maintenance application, it should be in? Remarks? The column details the reasons for the application, not just? Work needs? There is a simple reason. (right)
64. Business institutions (including business departments at all levels) applying for TIMS system users shall be handled by the president of this institution or the president of this institution shall transfer it to the authorized person, and the authorized person shall sign the Power of Attorney for TIMS system users, which shall be valid for a maximum of one year. (error)
65. The access conditions for comprehensive teller in the core banking system of the Bank are: comprehensive teller qualification, skill operation qualification, qualification certificate or certification of domestic settlement practitioners, etc. (right)
66. President/Director (including vice president/deputy director in charge of work): In principle, tellers are not allowed in the core banking system. If necessary, you can temporarily set it to the teller role of 502/503 approval type, and carry out relevant peripheral system authorization or audit. What can the set level be? 10? , the temporary setting period shall not exceed 15 days. (error)
67. The adjustment of the ownership of teller institutions can be an emergency, which should be initiated by the accepting institution. (right)
68. The teller's emergency application is applicable to the teller's creation, modification and change of affiliated institutions. (right)
69. When the teller needs to dissolve or terminate the labor contract, transfer, waiting for posts, assignment or work, the applicant shall apply to delete the teller within three working days. (error)
70、 ? Teller who performs fingerprint rollback and password reset at the same time? The manipulated transaction is the focus of verification and monitoring. (right)
7 1. When a part-time supervisor discovers major potential risks and case clues, he shall report to the discipline inspection and supervision department at a higher level in time, or directly report to the supervision department of a provincial branch. (right)
72, bank employees should follow fair competition, abide by what? Customer voluntary? Principle, consciously resist unfair competition means such as low-price dumping, belittling peers and false propaganda. (right)
73. When the assessment content of part-time supervisors' supervision work is the same as that of the agency appointed by the business manager, the assessment of the agency appointed by the business manager is the main one, supplemented by the assessment of the regulatory authorities. This cycle is synchronized with the business manager's evaluation cycle. (right)
74. When the assessment content of part-time supervisors' supervision work is the same as that of the agency appointed by the business manager, the assessment of the agency appointed by the business manager is the main one, supplemented by the assessment of the regulatory authorities. This cycle is synchronized with the business manager's evaluation cycle. (right)
75, employees in business management activities, if the other party presents gifts or securities, it should be declined; If it is really difficult to refuse, you can ask the leadership for discretion. (error)
76, employees in social interaction and business activities, can give customers any form of benefits. (error)
77. Employees can take advantage of their authority to accept banquets, high-grade consumption or expensive gifts and securities. (error)
78, encourage part-time inspectors to participate in professional courses, qualification certificates and related academic degrees closely related to their jobs, and optimize the knowledge structure. (right)
79. Employees can take vacations on holidays or relatives' public funds and participate in high-consumption entertainment activities such as playing golf paid by public funds. (error)
80. Employees are strictly forbidden to accept solatium, gifts and various red envelopes from subordinate units, individuals or related households in various names. (right)
8 1. Anyone who acts as an intermediary to collect good income in banking business, especially in bank loan marketing activities, will be expelled. (right)
82. It is necessary to severely crack down on internal and external collusion, internal cooperation and abuse of power for personal gain. (right)
83. Employees should ensure the integrity of their duties, and it is strictly forbidden to ask for or accept personal interests or benefits such as cash, marketable securities, gifts, special services (such as house decoration) and privileges (such as giving priority to children's schooling) from customers, suppliers, competitors, subsidiaries and other business stakeholders in any name and form. (right)
84. Gifts, travel arrangements, accommodation and entertainment provided by business stakeholders can only be accepted in public if they do not affect the normal performance of their duties and it will be considered rude to refuse on the spot, and they should report to their superiors in time to decide how to deal with them. (right)
85. Anyone who engages in employment, assessment, training, salary and welfare related to the vital interests of employees should adhere to the principle and avoid accepting personal gifts and entertainment that may affect their positions. (right)
86. Employees who accept gifts, gifts and securities that should be registered and handed in, but fail to register or truthfully register and hand them in within the prescribed time limit, shall be dealt with according to the relevant regulations according to the wrong situation after investigation. (right)
87. Bank personnel should standardize their operations, conscientiously implement the instructions of their superiors, and report to their superiors or leapfrog immediately if they find any irregularities that may occur or lead to risks during the implementation. (right)
88. Bankers should be honest and trustworthy in social interaction and business activities, and may not accept or give any form of illegal benefits to their clients. (right)
89. Bankers should consciously resist insider trading, and should not use insider information to seek personal interests, and should not inform others of insider information in express or implied form. (right)
90. Employees can use public funds to pay for recreational activities unrelated to official activities. (error)
9 1. Employees shall not engage in behaviors that violate good work style and social ethics. (right)
92. Employees shall not acquiesce or condone their relatives and friends to engage in activities that may adversely affect bank-related work by taking advantage of their authority and position. (right)
93, China banking system staff must consciously keep? Three distances? That is, keep a distance from customers; Keep a distance from subordinates who have more contact; Keep a distance from infrastructure, decoration, procurement and other projects. (right)
94. Gifts, gifts and securities that employees must register and hand in according to regulations shall be truthfully filled in by themselves within 6 months from the date of receipt and handed in together with gifts, gifts and securities. (error)
95. Bank funds (including interest surplus), official credit cards, membership cards, vehicles, equipment, equipment, office supplies and other property that employees need to master for work should be used for official business. (right)
96. If a bank discovers that an individual is suspected of splitting the foreign exchange settlement and sale business during the after-the-fact verification, it should pay attention to collecting relevant clues to prevent the same person from handling the splitting business again, and report to the local branch of the State Administration of Foreign Exchange within 10 working days from the date of discovery. (error)
97. Individuals who withdraw foreign currency cash on the same day with a cumulative equivalent of less than $20,000 (inclusive) can go directly to the bank for handling. (error)
98. Foreign exchange savings accounts opened by individuals who hold China passports and have permanent residency abroad should belong to foreign personal foreign exchange savings accounts according to the main categories. (right)
99. Domestic individuals holding passports of the People's Republic of China can handle personal foreign exchange settlement and sale business. (error)