1. demand deposit (between 0.3% and 0.42%), the most primitive deposit method, has the lowest income. The life span of 1 00000 yuan is1year, and the approximate income can be: 1.35%- 1.42%, that is, between 300 yuan and 420 yuan.

Two. 1 day call deposit and 7-day call deposit

1, one-day notice deposit (0.8%): deposit for one year,100000 yuan, and the income is: 65438+ million *0.8%=800 yuan.

2. Seven-day notice deposit (1.35%): deposit for one year, and the income of one hundred thousand yuan is: 65438+ ten thousand yuan * 1.35%= 1350 yuan.

Three. time deposit

This is the most common deposit method at present, and there are two ways on a regular basis: lump-sum deposit and withdrawal, and deposit and interest withdrawal.

1, lump-sum deposit and lump-sum withdrawal: 1 10,000 fixed deposits1year, and the income is about: 65,438+10,000 * 1.75%-65,438+10,000 *3.3%, that is,1.75 yuan.

2. Deposit withdrawal interest:100,000 yuan with fixed principal, which can be withdrawn monthly or quarterly; If 1 100,000 yuan deposit1year pays interest, the income can probably be: 65438+ 10,000 * 1.35%-65438+ 10,000 *2.85%, that is, 1.350 yuan -2850 yuan.

However, 65438+ 10,000 yuan financial management is more appropriate. Please note the following points:

1. The investment period of family wealth management products should be combined with the length.

2. The interest of repayment in different ways is also different.

3. Interest rate cuts in the online lending industry will continue, so don't be careless when choosing a platform.

4. Choose fund custody.

Choose a formal platform, as well as the investment period and agreed interest rate. Of course, the specific platform should be selected according to the specific situation. However, you can go to Miao Wei to study financial management.

Micro-seedling course: introduction to financial business: Xiaobai training camp-12 days to help students master the necessary skills of financial investment. Compulsory course of financial business: the course of improving the operation skills of financial business tools-establishing your own investment system and steadily increasing non-wage income.

Senior Financial Quotient: Course of Financial Quotient's Improving Financial Statement Analysis Skills-Understand the enterprise through financial statements, and complete Xiaobai's advanced to financial experts. Advanced Financial Quotient: A course for financial quotient to improve enterprise analysis skills-analyzing, managing and creating enterprises through enterprise model.