What is the minimum requirement for Bank of Communications to apply for a credit card?

What is the minimum requirement for Bank of Communications to apply for a credit card?

First, the Bank of Communications credit card application conditions

Foreigners aged from 18 to 65 years old (the youth card is from 18 to 30 years old), who have full capacity for civil conduct, have legal and stable income and have the right of abode in China, and China citizens of Hong Kong, Macao and Taiwan compatriots can apply for the Bank of Communications credit card.

In addition, the application conditions for different types of cards are:

1, new card: customers who have never owned the Bank of Communications master card or cancelled the card for more than half a year. Customers who apply for online cards must have second-generation identity documents and have never owned the main credit card of Bank of Communications.

2. Additional cards: customers who currently have the main credit card of Bank of Communications.

3. Card handling: customers who hold the main credit cards of other domestic banks for more than half a year.

4. Apply for supplementary cards: at least 16 years old, and the main card holder is a parent, child, spouse or other immediate family member (three supplementary cards are required for each main card, but no supplementary cards are allowed for youth cards, business cards and BOSS cards).

Two. Information to be provided when applying for a credit card

Identity documents:

1. Residents in China: Second-generation ID card, military officer's card and armed police card.

2. Hong Kong, Macao and residents: Hong Kong and Macao residents travel to and from the Mainland.

3. Taiwan Province residents: Taiwan Province compatriots travel to and from the mainland.

4. Foreigners: Passport

(2) Work certification documents

Any of the following work documents:

1. Copy of work permit, work permit, pass and badge with the names of the work unit and employees printed on it.

2. The original business card with the names of the work unit and employees.

3. The original work certificate issued by the unit in the last 3 months shall be stamped with the official seal of the unit or the seal of the human resources department or the financial seal or the seal of the trade union, indicating the date of issuance of the certificate.

4 copies of teachers' letters of appointment issued by the State Education Commission or the school in the last year (for teachers)

5. Copy of practicing certificate of registered doctor (for doctors only)

6. The medical insurance list pre-printed with the company name and employee name should be printed within the latest month, including the words medical insurance, and the customer name, company name and payment record should be displayed on the attachment page.

Note: If it is a private owner, it is necessary to provide a copy of the business license including the name of the registrant, the company name and the date of starting business, and the above work certificate is not required.

(3) proof of income

Any of the following income documents:

1. Payroll of any month in the last 3 months (if the company name is not displayed on the payroll, the original should be provided).

2. A copy of the bank statement/passbook showing the name of the applicant and the salary income of any month in the last three consecutive months.

3. The original salary certificate issued in the name of the company in the last three months with the official seal of the company or the seal of the human resources department or the seal of the finance department or the seal of the trade union, indicating the date of issuance.

4. Copy of personal income tax bill for the last 12 months.

(4) Credit card certification documents

Copies of credit cards of other domestic banks.

(5) Financial documents

A copy of any of the following documents:

1. Property ownership certificate in the applicant's name, or house purchase contract, or house pre-sale contract, or mortgage contract, or formal house purchase invoice.

2. The original vehicle driving license under the applicant's name must be a car and used for non-operation.

(6) proof of residence

1. Copy of utility bill (including water, electricity, gas, fixed telephone or mobile phone, etc.). ) in the name of the applicant in any of the past three months.

2 copies of bank statements, securities statements, insurance statements and capital statements. In any of the past three months.

3. Household registration book, driver's license, real estate license, social security card, house purchase contract, house loan contract, copy of house purchase invoice, etc. Displays the applicant's current residential address.

4, a copy of the lease contract, within the validity period of the contract.

5. ID card (the mailing address of the bill must be the same as the ID card address.

What are the minimum requirements for handling your bank credit card?

Don't need my ICBC card.

What is the minimum requirement for CITIC Bank to apply for a credit card in Haining, Jiaxing, Zhejiang?

If you haven't applied for a credit card in another bank, you can apply for a credit card in CITIC Bank with your driving license, real estate license and business license.

If you already have a credit card from another bank, you can go. CITIC Bank can apply for a credit card online, and you can apply for a QQ card of CITIC Bank. The amount is generally the amount of other bank credit cards.

If you don't have any proof of assets, you just need to try to apply online.

What are the minimum requirements for handling credit cards in Chengdu?

That is, 18 years old. Go to the bank

How to calculate the minimum repayment amount of bank of communications credit card?

LZ is all caused by your withdrawal. There is no interest-free period for cash withdrawal from Bank of Communications Card, and interest will accrue on the day of 2500. Interest will be calculated at five ten thousandths on the basis of interest, which is the horror of rolling interest. After a long time, it will be more than the principal of 2500 yuan, so your monthly minimum repayment will be higher and higher, unless it is paid off in one lump sum.

Which bank has the lowest charge for credit card?

Hello, if you apply for a CMB credit card, there is no handling fee for opening an account. The fee includes:

The daily interest rate of revolving credit is 0.5 ‰. The annual fee for the main card of the Gold Card is 65,438+050 yuan, the annual fee for the supplementary card of the Gold Card is 65,438+000 yuan, and the annual fee for the supplementary card of the main card of 50 yuan VISAMINI Credit Card is 65,438+050 yuan. 75 yuan MSN business card printing fee for each set of supplementary cards is 50 yuan/unpaid minimum late payment fee is 5%, and the minimum fee is 10 yuan or 1 USD. 60 yuan /VISAMINI credit card 60 yuan /Visa card:1USD/card; MasterCard): USD 155+055 yuan/card. Original handling fee for reading purchase orders: domestic 50 yuan/transaction; Foreign 8 yuan/copy: domestic 20 yuan/copy; The charge for copying password letters overseas is RMB 15 yuan/letter, and the express delivery is 3% of the cash advance transaction amount in 35 yuan/letter. The minimum charge is RMB 30 yuan/envelope, US$ 5 3 yuan/envelope (the charge for card replacement is RMB 15 yuan, and the express delivery is RMB 35 yuan/envelope). ) Handling fee: 20 yuan/copy of supplementary report handling fee. Three months ago, the monthly fee is 5 yuan. The courier fee for sending the password letter for the first time is RMB 20 yuan/new card/replacement card courier fee, which is 0.5% of the remittance fee. The minimum handling fee is 5 yuan/transaction, and the foreign exchange handling fee of $65,438 +0 yuan/transaction is paid.

"If you have any other questions, I suggest you add" QQ "or" WeChat "for online consultation.

Method 1: Search for "4008205555" among QQ corporate friends and add "China Merchants Bank Credit Card Center" as a friend;

Method 2: Search "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center.

For details, please click::. cmbchina。 /Common/default.aspx？ Pageid=zxkf, thank you for your attention and support! "

What is the minimum requirement for China Construction Bank to handle credit cards now?

Work units include: state-owned enterprises, institutions and other large units and powerful private enterprises.

The minimum wage income is generally 1200 per month.

Work for at least two years.

That's usually the case. Go to CCB to fill in an income certificate and affix the official seal of the human resources department of the unit. Just send it to CCB. Credit cards are mailed from Shanghai to your city.

Minimum repayment amount of bank of communications credit card

The minimum repayment amount is controlled by the bank and cannot be set by itself. You can apply for the minimum repayment amount for credit card due repayment.

The specific credit card repayment period and liquidated damages are as follows:

If paid off in full, there will be no cost;

There is generally a three-day grace period after credit card repayment, and repayment within the grace period is regarded as timely repayment;

If the minimum repayment amount is paid, the daily interest needs to be calculated, starting from the consumption bookkeeping date;

If the repayment exceeds the grace period or the repayment amount is lower than the minimum repayment amount stipulated by the bank, the interest will be calculated from the bookkeeping date, and a late fee of 5% of the minimum repayment amount will be charged monthly;

The specific daily interest rate may vary with different credit cards.

Visa Expo credit card processing requirements of Bank of Communications

Visa Expo credit card processing requirements of Bank of Communications

Fill out a credit card application form at Bank of Communications, hand it in and wait for approval.

What is the minimum credit card requirement of CCB?

The basic conditions for applying for a CCB credit card are: at least 18 to 70 years old, with full capacity for civil conduct; Have a stable occupation and income, be able to repay the principal and interest on time, and have a good credit.

You must have a local residence, a stable job and income, and the income should not be too low, at least enough for you to repay on time every month. In addition, there is no bad credit record in the past, and you can apply for CCB if you meet these conditions. Or go to CCB official website to apply online.

What are the requirements for Bank of Communications to apply for a credit card?

Bank of Communications credit card application conditions:

Just meet one of the following requirements

1, original ID card, social security number of our company (more than half a year)

2. Original income certificate of ID card (official seal or personnel seal)

3. Copy of the original ID card and work permit (handwritten work permit and business card)

4. Original ID card and other bank credit cards (more than half a year)

5. Original ID card and business card

6. Those who graduated from junior college or undergraduate course after 2003 (inclusive) and are under the age of 30.

All you need is an ID card. No other information is needed.

7. If I have a mortgage loan in my name, (domestic banks can do it). only need to

You can apply for an ID card. No other information is needed.

Platinum credit card

Bank of Communications Platinum Credit Card provides you with a full range of business or family travel services, including airport VIP room, drunk driving, road rescue, comprehensive protection for high-cost family travel and many other exclusive services, providing you with a platinum life experience.

Standard credit card

Bank of Communications standard credit card provides perfect credit card financial services, password signature, free choice, interest-free repayment period of up to 56 days, as well as "enjoy life", "enjoy superiority" and other preferential plans, so that you can enjoy the endless fun brought by swiping the card.

Y-POWER credit card

Y-POWER has two cards, black and white, which let you choose your attitude and show off your brilliance. Y-POWER gives you a strong backing, and powerful power comes from the heart!

Hong Kong New World Department Store Credit Card

Bank of Communications Hong Kong New World Department Store Credit Card is a joint card jointly launched by Bank of Communications and Hong Kong New World Department Store, including gold card and ordinary card.

Bank of Communications Jinjiang Inn Card

Jinjiang Inn Credit Card of Bank of Communications is a credit card jointly designed by Bank of Communications and Jinjiang Inn Co., Ltd., which is tailor-made for business travelers, self-help families and travel enthusiasts.

Tesco Tesco credit card

Bank of Communications joins hands with Tesco Tesco to present you with a brand-new Bank of Communications Tesco Credit Card.

Suning Appliance Credit Card

Bank of Communications Pacific Suning Appliance Credit Card is a joint credit card jointly issued by Bank of Communications and Suning Appliance.

In addition, there are the following types of Bank of Communications credit cards: Rongcheng Credit Card, Shanghai Travel Credit Card, More Credit Cards, Official Cards, Bank of Communications Installment Credit Card, An Baili OK Credit Card, Liqun Credit Card, Pinghetang Credit Card of Bank of Communications, Jinling Life Credit Card, An Baili Oriental Credit Card, Kaitai Department Store Credit Card, Aviation Secretary Credit Card, Asia Miles Credit Card, Haagen-Dazs Credit Card, Yongda Automobile Credit Card, Self-mailing Family Credit Card, BBK Credit Card and so on.

Bank of Communications credit card application conditions

Bank of Communications credit card is the general name of all kinds of credit cards issued by Bank of Communications. Bank of Communications credit card has the advantages of low application threshold, quick withdrawal, long interest-free period of 56 days, support for Alipay and high online payment limit (1 10,000 yuan). What are the requirements for applying for a Bank of Communications credit card? What materials should users prepare?

First, the Bank of Communications credit card application conditions

Individuals with full capacity for civil conduct and legitimate sources of income may apply to the card issuer for the Pacific Card Master Card with their valid identity documents and other documents required by the card issuer; The main card applicant can apply for supplementary cards for his spouse and immediate family members with civil capacity.

Any enterprise legal person, organ, institution or social group legal person registered in China may apply to the card issuer for RMB card with the account opening permit issued by the People's Bank of China, the valid identity certificate of the designated applicant and other documents required by the card issuer. Enterprises, institutions and social organizations registered in China with legal sources of foreign exchange can apply for dual-currency cards to the card issuers with the account opening license issued by the People's Bank of China, the valid identity documents of the designated applicants and other documents required by the card issuers.

2. Application materials required to apply for a Bank of Communications credit card.

If you are a domestic resident, you only need to provide: a complete and signed application form, identity certificate, residence certificate and income certificate;

Foreigners and people from Hong Kong, Macao and Taiwan also need to provide: residence permit for foreigners (the reason for residence must be employment) or employment permit for foreigners/people from Hong Kong, Macao and Taiwan.

If it is a private owner, in addition to the above information, it is also necessary to provide: a copy of the business license showing the name of the applicant, the name of the enterprise and the date of opening.

What do I need to get a credit card from Bank of Communications?

Bank of Communications Master Credit Card Processing Requirements

The applicant is a China citizen with full capacity for civil conduct, a legally stable income and good personal credit information, a foreigner with the right of abode in China, and a compatriot from Hong Kong, Macao and Taiwan, aged between 18 and 60 years old (the age of the youth card is between 18 and 35 years old).

1, new card

Customers who have never owned the Bank of Communications master credit card or cancelled the card for more than half a year should provide valid personal identity documents, work certificates, residence certificates, income certificates or financial certificates.

Step 2 add a card

Customers who already hold the main credit card of Bank of Communications and have a good record of using the card can provide proof of identity. If there is a new financial certificate, it can also be provided.

3. Deal with cards with cards

Hold the main credit card of other banks, use the card for more than half a year, and have a good record of consumption and repayment during this period. You need to provide your valid identity certificate, credit card certificate and other financial certificates.

Extended data

As long as the customer submits the application on the customized "e-card" terminal of Bank of Communications, the approval can be completed immediately on the spot. The treatment rate was 8 1% in 30 seconds and 99% in 3 minutes. After checking the card, log in to the "Pay the Bill" APP with your mobile phone, and you can use the card in two steps. All services involving credit cards, such as auditing and repayment, can be solved on the "Pay the Bill".

Cardholders can bind all kinds of mobile phone payments such as ApplePay and China UnionPay Express, and open QR code scanning payment. All kinds of online and offline merchants can realize mobile phone consumption. Customers can also enjoy full-scene preferential services such as refueling in the "Red Star Five" supermarket of Bank of Communications, online shopping mall of "Pay the bill" APP, payment of living expenses, catering merchants, movie ticket purchase, and mobile phone recharge.