Question 1: What do you mean by non-guaranteed floating income? Simple classification of bank wealth management products: 1) Differentiated by income: 1- Fixed income (capital preservation)-that is, the absolute security of principal and the agreed income within a complete cycle are guaranteed. 2- Capital preservation floating income-first, the principal is guaranteed to be safe, and then the income is uncertain, which can be more or less, that is, it remains unchanged, depending on the operation. 3 - 。 Floating income without capital preservation-that is, it may be a loss or a higher income, that is, the income is not fixed and floating. 2) By currency: 1- RMB wealth management products-RMB wealth management products 2- foreign currency wealth management products, and different exchange rates need to be exchanged back and forth. There is exchange rate risk 3-dual-currency wealth management products-that is, products that combine RMB and foreign currency wealth management; 3) According to the investment target: 1- new shares-mainly new shares -2- bond market -3- fixed income such as structured bonds, currencies and bills-mainly linked to various financial derivatives or foreign exchange. This is risky.

Non-guaranteed floating income-that is, it may be a loss or a higher income, that is, the income is not fixed and floating. It belongs to a relatively risky financial product.

Question 2: What do you mean by non-guaranteed capital? In other words, it is a wealth management product that may lose its principal. Usually the risk is high and the expected return is high, but it still depends on the actual effect.

Question 3: What do you mean by capital preservation and non-capital preservation of bank wealth management products? 1, capital preservation floating income: the principal is guaranteed to be safe, but the income is not fixed and fluctuates;

2. Non-guaranteed floating income: the principal is not guaranteed and the income is not fixed and floating;

3. Fixed income: It is stipulated that banks are not allowed to have fixed-income products, so it is generally literal that the principal is safe and the income is stable.

Question 4: What is the meaning of closed-end non-guaranteed type in investment and financial management? Closed means that within a certain period of time, such as one year, the money can't come back, and it can't be moved until it expires. Failure to break the capital means that the income fluctuates and the principal may be lost.

Question 5: What do you mean, financial management does not break even? Non-principal-guaranteed means that if there is any payment problem in the middle of the product, the company will not be responsible for any problem with the investor's principal. This is non-guaranteed.

Question 6: What do you mean by non-guaranteed and non-guaranteed wealth management products? Financial products with capital preservation and floating income refer to financial products in which the bank guarantees to pay the principal to the customer according to the agreement, and the investment risks other than the principal are borne by the customer, and the actual income of the customer is determined according to the actual investment income, and vice versa.

Question 7: What do you mean by non-guaranteed floating income wealth management products? In other words, a wealth management product that may lose its principal. Usually the risk is high and the expected return is high, but it still depends on the actual effect.

Question 8: What is a non-guaranteed wealth management product? In other words, there are certain risks in the purchased wealth management products, which cannot guarantee the successful purchase of wealth management products and the return of principal and interest after redemption, and there may be principal loss or deficit.

Question 9: What is a non-guaranteed financial product, that is, a rising and falling financial product that may lose money? Usually the risk is high and the expected return is high, but it still depends on the actual effect.