(1) T/T: T/T refers to the remittance method in which the remitting bank accepts the application of the remitter, and notifies the branch or correspondent bank where the payee is located, that is, the remitting bank (also known as the remitting bank), by means of additional telegram, telex or SWIFT (SWIFT is usually used at present), instructing it to remit a certain amount to the payee. ▲ telegraphic transfer requirements: If telegraphic transfer is selected, please provide the payee's name, bank name, address, account number, SWIFT code or routing number. (2) Remittance by draft (D/D): Remittance by draft is a remittance method in which the remitting bank, at the request of the remitter, opens a sight draft for the remitter on its branch or agent, and the remitter sends it to the remitter or takes it out of the country by himself, and the designated remitting bank pays a certain amount to the remitter by draft. ▲ Remittance requirements: If you choose remittance method, you only need to provide the name of the payee and the name of the country and city where you live. Personal remittance charge standard: handling fee: 65438+ 0‰ of remittance amount, with the highest charge in 250 yuan and the lowest charge in 20 yuan. Difference fee: foreign currency cash is charged at the difference rate of about 3% of the remittance amount (spot foreign exchange does not charge difference fee). Telegraph fee: 150 RMB (80 yuan RMB in Hong Kong and Macao). Relevant regulations of the State Administration of Foreign Exchange on remittance of current account expenditures of individual residents: (1) If the deposit in individual cash account and the deposit in individual foreign currency cash account of individual residents are less than one-time equivalent foreign currency cash 10000 US dollars or the foreign currency cash held by individual residents is less than 2000 US dollars, the remittance formalities shall be handled directly at the bank. (2) If a lump-sum remittance of foreign currency cash exceeding US$ 65,438+00000 (including US$ 65,438+00000) but less than US$ 50,000 or a lump-sum remittance of equivalent foreign currency cash exceeding US$ 2,000 (including US$ 2,000) but less than US$ 65,438+00000, the current account expenditure certificate and the corresponding foreign currency shall be attached to the customs declaration form. (3) Remittance of equivalent foreign exchange cash of more than US$ 50,000 (including US$ 50,000) or remittance of equivalent foreign exchange cash of more than US$ 1 10,000 (including US$ 1 10,000) at one time shall be reported by the local foreign exchange administration department to the State Administration of Foreign Exchange for review, and the bank shall go through the remittance formalities after approval by the local foreign exchange administration department.