At present, China Postal Savings Bank can handle cross-border remittance, including Western Union remittance, Swiss Express remittance, Silver Star Express remittance, and silver post international remittance. When studying abroad, students should bring a certain amount of foreign currency cash, which is mainly used for living expenses and small emergency expenses in the early stage.

If the amount of foreign currency you can carry at a time exceeds the limit, you must apply for an exit permit with foreign currency and show it to the customs on your own initiative when leaving the country.

Foreign currency exit permits can be handled in banks, and the handling fee for each permit is about RMB 10 yuan. Carrying cash can be used for payment immediately, with low cost, but it is neither convenient nor safe. Once the cash is lost or stolen, it cannot be compensated.

Extended data

In Europe and America, traveler's checks are as widely used as cash, which can be used for shopping, dining and paying insurance premiums. Traveler's checks have the characteristics of cash and money orders, so they are flexible and convenient to use. Traveler's checks also have some disadvantages: if they are not exchanged at a free exchange point, they may have to pay a certain fee;

In domestic banks, you have to pay a certain handling fee, which is generally 65438+ 0% of the face value, and the top is not capped. In addition, in some economically underdeveloped countries or regions, direct consumption may not accept traveler's checks, so you should consult clearly before choosing to use them.

Baidu encyclopedia-cross-border remittance