When using bank App or online banking to pay, you need to provide two key information of Bpay on the bill: BillerCode and ReferenceNumber. The former is the code of the collection agency, and the latter is your account number in that agency. Every customer is unique, so don't make a mistake when paying.

BPAY is a bill payment system jointly launched by mainstream financial institutions in Australia. More than 45,000 Australian institutions support BPAY to pay bills. Commonly used bills, such as water, electricity, coal, internet, telephone charges, tickets, tuition fees, city councilor fees, FIRB application fees, etc. , you can pay by BPAY.

Payment method of tuition fees for studying in Australia

I. Bpay

Bpay is the most common way to pay tuition in Australia. As long as you have an Australian bank card, you can easily pay.

On your tuition invoice, your billing code and reference number will be displayed, which usually consists of your student number. As long as students open the app of the corresponding bank, such as commonweath or ANZ, they will have the option of Bpay, enter two numbers, and then enter the amount to easily complete the payment.

Second, remittance.

If students want their parents to remit money directly from China, the process is relatively troublesome.

First of all, find the column of international remittance from the invoice issued by the school, check the information-bank name, bank address, BSB, account number (usually your student number), account name (school name), reference (your last name), Swiftcode, write down this information, and then go to the domestic bank to get the remittance slip and fill it out accurately.

It should be noted that international remittance generally takes more than 3 working days to arrive, and a certain handling fee needs to be paid, so it is necessary to remit money in advance and remit more to 20 yuan. If the remittance is delayed or the amount is insufficient, it is likely to face a fine of 100 yuan.

Third, credit cards.

Due to the amount and handling fee, it is generally not recommended to pay by credit card, but if time is tight, credit card is also a good choice.

The method of credit card payment is very simple. You only need to log in to official website, check the option of paymyfee, select paymyinvoice, select paywith Australia n/ International Credit Card, and then enter your student number and amount, and you can jump to the credit card payment page and make payment directly.

It should be noted that different credit cards charge different fees. Australian credit card charges are lower than domestic credit cards, and parents of students should also consider the exchange rate.

How to use BOC visa credit card in Australia?

You can spend directly by credit card.

Consumption abroad: UnionPay cards don't charge fees. When non-UnionPay cards consume currencies other than US dollars or Japanese yen, an international currency exchange fee will be charged. VISA and MasterCard will charge 65,438+0.5% of the transaction amount and JCB will charge 65,438+0% of the transaction amount.

So if you spend Australian dollars in Australia, first of all, it will be converted into US dollars according to the exchange rate on the day you swipe your card. You said that RMB was pre-stored in your card, so the Bank of China will exchange RMB for repayment at the exchange rate of RMB against the US dollar on your repayment date. Of course, if you have US dollars in your bound automatic repayment account, you will pay it back in US dollars in your bound repayment account first.

China Bank VISA Credit Card Fees in Australia. Is there a handling fee for direct repayment of RMB?

China Bank Credit Card Service Charge Price List:

Consumption abroad: UnionPay cards don't charge fees. When non-UnionPay cards consume currencies other than US dollars or Japanese yen, an international currency exchange fee will be charged. VISA and MasterCard will charge 65,438+0.5% of the transaction amount and JCB will charge 65,438+0% of the transaction amount.

Some credit cards of China Bank are temporarily exempt from international currency exchange fees, such as Global Card. I suggest you call the customer service hotline for consultation.

The above contents are for your reference. Please refer to the actual business regulations.

How to swipe a credit card in Australia is cost-effective

MasterCard and Visa are easier to use than other cards, but there are handling fees in many places, and there is no handling fee for cash.

Full-currency card is more cost-effective than dual-currency card, and the currency exchange fee is less.

Is there a handling fee for using ICBC's multi-currency VISA card to swipe Australian dollars in Australia? Whether the exchange rate is calculated according to the credit card date or the repayment date.

At present, ICBC VISA multi-currency credit card has an Australian dollar settlement account. If you spend Australian dollars, you owe Australian dollars, and there is no currency exchange fee during this period. Repayment by self-service purchase of foreign exchange shall be calculated according to the foreign exchange quotation at the time of repayment.

(Answer time: 20191019. In case of business changes, please refer to the actual situation. )

Is there a handling fee for swiping a credit card in Australia?

In the bill of overseas credit card spending by cardholders, the credit card handling fee is generally between 3% and 4%. Among them, international card organizations such as visa or MasterCard charge the issuing bank an international transaction fee of 1% to 1.5% for each transaction. Although it is collected from the bank, the fee is actually borne by the cardholder. In addition, banks charge handling fees or exchange fees ranging from 1% to 2%.

Most banks charge overseas credit cards 1.5%. For example, CCB, BOC, China Merchants Bank, Xingye and Guangfa are all 1.5%, Everbright 1.7%, Shenzhen Development Bank and Bank of Communications are all 1.75%, and Pudong Development implements the standard of 2%.

If it is a UnionPay single-currency credit card, or a dual-currency credit card with UnionPay and VISA (or MasterCard) double logos, there is no handling fee for swiping the card overseas and taking the UnionPay line.

This concludes the introduction of how long it takes to swipe a credit card in Australia and how long it will take to get the account. I wonder if you found the information you need from it?