If you don't know how to understand insurance companies, you can read this article first: What should we look at insurance companies?
1, company strength
Huatai Insurance Group Co., Ltd. is a comprehensive financial insurance group integrating property insurance, life insurance, asset management and fund management, with a registered capital of 4.022 billion yuan and headquartered in Beijing.
Huatai insurance won? Professional service financial institution award? 、? China Financial Enlightenment Outstanding Contribution Award? And many other honors.
If you want to know more about this insurance company, you can continue reading this article: What about Huatai Life Insurance Company? Is the product worth buying?
2. Claims settlement ability
In 2022, Huatai Life Insurance Co., Ltd. paid a total of183100000 yuan and served 193900 people. The fastest claim time is only 10 second. In the annual compensation, the amount of compensation for serious illness accounts for 59.60% of the total compensation.
If you don't know about insurance claims, you can read this article: How to make claims after a claim case occurs?
3. solvency
The core solvency adequacy ratio is not less than 50%; The comprehensive solvency adequacy ratio is not less than100%; The comprehensive risk rating is not lower than Grade B, which is three hard indicators for CBRC to check the solvency of insurance companies.
According to the fourth quarter report of Huatai Life Insurance Co., Ltd. in 2022, we know that its core solvency adequacy ratio is 127.44%, its comprehensive solvency adequacy ratio is 155.28%, and its latest comprehensive risk rating is AA.
Thus, Huatai Life Insurance Co., Ltd.' s claims and solvency are quite good.
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