There are only three points to avoid falling into financial fraud. First, don't believe in beauty and high returns beyond common sense. Second, don't invest beyond your ability. Third, give others beyond the margin of trust.
Don't believe in high returns beyond common sense.
The so-called equity investment with annual interest rate of 20%, 30% or even higher and monthly interest rate of 5% and 65,438+00% exceeds 65,438+0,000% in digital currency. Under the guise of these returns, investors invested tens of thousands at the beginning, and then added hundreds of thousands or even millions. Finally, borrowers fled and enterprises closed down.
Don't invest beyond your ability.
Improper use of one's knowledge, experience and ability for investment. I think my career is successful, I have received higher education, and my top management is excellent. So it's good to be in the financial industry. I just need to read two more books about stock market, foreign exchange, futures and funds. I will be more successful than my major if I operate it a few times more. However, the reality is often embarrassing, and I fell several times in an unfamiliar business.
Give others more than marginal trust.
China's view of human nature is often projected on investors, that is, he trusts individuals more than companies, and relies more on individuals than companies.
This is also the skill of selling many health care products and medical devices to the elderly. It's free in reality. Send something small, send it several times, it's getting better and better. After building trust, let the elderly pay for high-priced products.
China people tend to trust more brokers and wealth managers who deal with them. Once or twice, they will enlarge this trust to the bottom line, give too much entrustment, and eventually lose everything.