Mobile banking transfer limits vary by bank and account type. For example:

1. The single transfer limit of Bank of Communications mobile banking is less than 50,000 yuan, and the monthly limit is 200,000 yuan.

2. When the online banking transfer of advanced contract customers of China Construction Bank Mobile Banking is used for bill payment and online payment, the single limit is 50,000, and the daily cumulative limit is 100,000. When used for securities funds, the single limit is 4 million, and the daily cumulative limit is also 4 million. When used for foreign exchange transactions, the single limit is 10 million, and the daily cumulative limit is also 10 million. The mobile banking transfer limits for ordinary version contract customers or non-contract customers must refer to the announcement of the local branch.

3. The maximum daily transfer limits of Industrial and Commercial Bank of China, China Construction Bank, Bank of China, Bank of Communications, Agricultural Bank of China, China Merchants Bank, Savings Bank, Minsheng Bank and Shanghai Pudong Development Bank are different. For example, ordinary customers of Minsheng Bank The single transfer limit is 200,000, the daily cumulative transfer limit is also 200,000, and the daily cumulative limit for large-value transfers can reach 5 million.

4. When transferring funds within the bank where the account is opened (intra-bank transfer), customers can set their own transfer limit within the maximum transfer limit given by the bank. For example, a large state-owned commercial bank provides ordinary customers with a single-day cumulative transfer limit of 500,000 yuan and a single transfer limit of 200,000 yuan. However, this transfer limit only applies to transfers between customers of the bank where the account is opened. This transfer limit does not apply to inter-bank transfers. The limits for inter-bank transfers are usually more stringent. For example, the above-mentioned state-owned commercial banks have a single-day cumulative limit of 500,000 yuan for intra-bank transfers for ordinary customers, but the limit for inter-bank transfers is only 7,000 yuan. In addition, users can also adjust their transfer limits through the mobile banking APP, but they may need to meet certain conditions, such as being over 18 years old and passing real-name authentication of the account, etc.