You already have a basic deposit account in this bank, so what do you want to do as a general account? Ordinary accounts have many functions in basic deposit account, but basic deposit account has many functions that ordinary accounts don't have (for example, you can withdraw cash checks, etc. ). Handling ordinary accounts is to facilitate the company's business (for example, your basic deposit account is in China Agricultural Bank, but your company is close to the credit union, and there are many credit unions in the accounts of company customers, so you can handle ordinary accounts in this credit union to facilitate the business. If you open an ordinary account and a basic deposit account in the same bank.