Hello, the funds remitted from abroad, such as investment, trade payment and other capital items, cannot be credited to the remitter's account. Remittances for personal purposes, such as alimony and living expenses, can be recorded after the bank verifies that the source of funds meets the requirements. IBAN is the abbreviation of international bank account number. The use of IBAN improves the first-time rate of return of cross-border payment. If you want to remit euros to EU countries, you need to provide the SWIFT code of the receiving bank and the international bank account number IBAN of the receiving bank. Besides, we don't have an IBAN number. If you want to receive overseas remittance, please ask the remitter to consult the remitting bank whether it can be remitted to our bank by ordinary telegraphic transfer, that is, providing SWIFT CODE code. If you have any other questions, please visit "Online Customer Service" (website: /cmu/icslogin.aspx? from = B& amp； Logincmu=0), we will serve you wholeheartedly! Thank you for your concern and support for China Merchants Bank!