Can I use it?
Yes, many foreign cities have opened Alipay now, so you can use Alipay directly when you go, as long as you open Alipay locally.
How to save money
I recently traveled to Japan and personally experienced the convenience and benefits of Alipay's overseas food shopping. Today, I will share with you the strategy of Alipay's overseas use.
Enter Alipay's "Exit Necessary" function area and switch to your area.
Careful classification of food areas can accurately locate your taste. Whether it is preferential information or per capita price (RMB and local currency dual currency display, at a glance.
In addition to regular maps and navigation, Alipay has also set up a way card to facilitate local residents' consultation.
As a payment tool, Alipay is still so intimate in food, and the main battlefield should not be underestimated.
The shopping area is divided into different entrances according to national characteristics and cooperation projects, including Bangkok SPA, Paris Spring Department Store, Tokyo BicCamera, Rosen and other famous shopping places.
If you don't have a specific preference, choose shopping and start shopping at a good store nearest to you.
A friend recently went to Japan and said that Alipay offers too many discounts in summer.
The highest cashback rate of flower bud activities can reach 15% (the upper limit is 200). Well-known brand stores have at least RMB vouchers in 50 yuan, or enjoy 8%+5% tax exemption.
Rosen convenience store, which can be seen everywhere, has bonuses and red envelopes, and bonuses can be used overseas.
In addition, foreign consumption has to consider the exchange rate issue. Changing money or using a credit card before leaving the country has its advantages and disadvantages. It may be difficult to control the exchange limit, and the exchange rate of credit cards fluctuates.
To put it simply, UnionPay is settled at the RMB exchange rate on the day of consumption, while Visa and MasterCard (hereinafter referred to as V/M) need to agree with the bank to settle in RMB in consumption abroad, otherwise they need to purchase foreign exchange for repayment on the repayment date. V/M is settled at the US dollar exchange rate on the day of consumption, and the repayment date is settled at the RMB exchange rate (that is, it is settled twice, and the handling fee varies according to different regions and banks.
However, Alipay's consumption is settled at the real-time RMB exchange rate and enjoys preferential exchange rate. After careful comparison by AppSo (official account of WeChat WeChat, AppSo), Platinum members and above enjoy preferential prices, which are better than those listed by China Bank and Shanghai Stock Exchange, and there is no handling fee.
If you don't have credit card preferential activities or integral habits, you can still consider Alipay payment. After all, saving real money is king.
After enjoying the overseas trip happily, there is one more thing you can't forget: tax refund.
Most shopping malls and duty-free shops in Japan can refund the tax to the cashier or the tax refund service area after reaching the amount, and directly return it to Japanese currency.
In Europe and other regions, there are tax rebates on the spot and after airport customs inspection. Friends with travel experience will find that sometimes at the airport, even duty-free shops don't have enough time to shop, let alone wait in long queues for tax rebates.
Alipay has opened a tax refund policy at European airports. As long as you fill in the mobile phone number and passport information bound to Alipay on the tax refund form, affix the customs seal, and take the tax refund goods to the airport tax refund counter to scan the Alipay QR code, the RMB tax refund can be immediately entered into Alipay.
There is no need for long queues and currency conversion fees, and it is not only points, but also discounts. Yes, even the tax refund is favorable, and I feel that I have made another profit.
Now that the tax rebate strategy has been opened to Europe and South Korea, don't forget to give tax rebates to your friends.
With regard to consumption abroad, banks need to submit information about overseas transactions of domestic bank cards 1 1,000 yuan or more.
Although only data collection is carried out, for the safety of personal data information, such things involving personal privacy information can be as few as possible.
At present, information exceeding RMB 1 0,000 in consumption abroad through third-party payment institutions such as Alipay and WeChat will not be collected.