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Financial management is actually four aspects: open source, throttling, risk control and investment. It is also known as the "four donkey kong of financial management", and for migrant workers with little income, open source is absolutely the most important. In the case of a small amount of principal, we must put more energy into accumulating principal. Without enough principal, no matter how high the return on investment is, it is false.

For example, if you only have a principal of 10,000 yuan, even if the annual return rate of your investment is 100%, you can only earn 10,000 yuan; If I have a principal of/kloc-0.0 million, I can earn 50 thousand as long as the annual return on investment is 5%. Moreover, the so-called annual income of 100% is unimaginable.

first part

Let's talk about how newcomers in the workplace should open source.

Open source is nothing more than promotion and salary increase, finding a part-time job and starting a business. For newcomers in the workplace, it is very unreliable to find a part-time job without a job, because it may be stressful to do a good job when you first enter the workplace, and you will be very busy when you work overtime. The part-time job that can be found is also simple to get started, and it is impossible to accumulate useful work experience. Of course, it is not realistic to start a business too early. How easy is it to let three people who have no experience, connections and funds start a business?

My suggestion is that you must do your own work first, and then consider "loving one line and doing another" How to understand this?

When I first came out of society, I had no experience. If I have a job, I should do it well, and I should put all my enthusiasm into it. The salary is low, and it is important to accumulate work experience. Don't fool around Time is the most important thing for young people, but it is also the most precious. This is "do one thing, love one thing".

Have certain work experience and personal connections, and you can choose the development direction that suits you according to your hobbies. Why should we emphasize that choosing the development direction is based on hobbies rather than income? Because only based on interest can we maintain a lasting enthusiasm for our work, and it is also the easiest to eventually develop our work into our own career, which is what I call "loving one line and doing another."

Give some open source suggestions to newcomers in the workplace:

1. Don't care too much about salary when you just come out to work. The key depends on the company's development prospects and whether you can learn new things in the company. Therefore, I don't recommend young people with ideals to go to big enterprises. In some promising small and medium-sized companies, the experience learned is definitely worth it.

2. Do things with your brain. Even mechanical input can be creative, such as trying to write a code for the computer to input automatically? We should constantly try to use more time-saving and labor-saving methods to improve work efficiency. Don't always say impossible. As long as you think about it, there are always more ways than problems.

3. Studying on an empty stomach and investing in yourself is definitely the most rewarding investment.

4. Be a generalist, not an expert, especially in the Internet age. Don't say that you are engaged in technology. Sales and management have nothing to do with you. Why not learn more? Knowledge can cross borders, and technicians who understand customer psychology and management can be promoted to the position of technical director.

5. It seems that it has nothing to do with open source. ! If you do the above, are you still afraid that the boss will not give you a raise? The result of not raising wages is: either being poached by the boss's competitors or firing the boss to start his own business!

the second part

Recommended for the elderly who have several years of work experience, stable work development, own skills and abundant spare time.

Here are some practical and reliable open source methods:

Idea 1: open source with knowledge

1, English translation: Volunteer online translation is not difficult, anyone who has passed CET-4 or CET-6 can try it.

2. Certificate affiliation: Some friends around me have obtained the second-class professional skill certificate of the builder, and they can earn tens of thousands or even tens of thousands of dollars in affiliation income every year.

3. Online teaching: In the internet plus era, online teaching was born, eliminating the need to travel back and forth. Courseware can be reused after making, benefiting many times at a time, and the time is rich.

4. Writing: The most direct writing is open source, such as the appreciation of original articles on WeChat official account. There are also platform traffic advertising revenues such as WeChat official accounts and today's headlines.

The most successful thing is that Mimeng's advertising revenue is 50 million a year, which makes us ordinary people far behind. Nowadays, many people say that the dividend period of media development has passed and it is not easy to make big money. For us, it is more reliable to make a good skill reserve first. It's good to continue to export valuable things and make contributions. Maybe one day you can publish a book with more information.

5, answering questions to make money: last year, knowledge paid off, and many people began to identify business opportunities and realized the mode of asking questions to make money. There are three ways to answer income. One is that someone pays you to ask questions and you get paid to answer them. The second is to make money by answering small lectures and opening micro-courses; Third, you can ask others questions to attract others to eavesdrop, then eavesdrop on what you get and answer the main question 50-50.

It is said that some people specially ask cattle questions, and more eavesdroppers can make money. For example, if you ask Wang Sicong a question, you need to pay Wang Sicong 3000 yuan and get his 60-second answer. Because he is a celebrity, many people are willing to spend 1 yuan to eavesdrop on the answers. According to the records, more than 20,000 people eavesdrop on several questions, so both the questioner and Wang Sicong can get an extra income of 1 10,000 yuan. Excluding the 3,000 yuan paid by the questioner, the questioner can earn 7,000 yuan.

Idea 2: Use time to open source.

6. Part-time drivers: Since the introduction of Didi taxi software, there have been more part-time drivers. I am a white-collar worker in the workplace during the day and become a special car/hitchhiking driver after work. Time is relatively flexible, and there are few restrictions. Do more and do less depending on your mood.

7. Pick up and drop off children: Many parents of office workers have no elderly people to help with their children. When no one answered the child after school, someone moved the idea of helping to answer it. Children pick them up after school every day, and parents pick them up after work within two or three hours. A child charges a month. 300 yuan 500 yuan, bring a hand to earn money.

8, pet care: it is best to have your own pet experience. You can join the community's WeChat group, or you can join the regional pet group.

Idea 3: Use resources to open source.

9, idle fish selling second-hand goods open source: it is still very good to realize the idle materials at home. Make the best use of everything.

10, online shopping/purchasing open source: this form is not limited to friends circle or Taobao, as long as there are resources. Some students buy health care products, medicines, maternal and child products, skin care products, electronic products and so on. There are also students doing WeChat business. Use their resources to make a difference. The goods should be genuine.

1 1, license plate rental open source: In many cities, the winning rate of license plate lottery is very low, and it will be difficult to find a card. Some friends around me didn't buy a car after winning the lottery, but chose to rent a car, earning thousands of dollars a month. This will have certain risks. After all, the license plate number is registered by yourself. If anything happens, you may have to bear the responsibility. It's best to know someone in advance or sign an agreement.

12, short rent Open Source Housing: A girl rented a one-bedroom apartment. Through the way of short rent, short rent's open source income exceeded two months' rent in one year, which is also a good open source. In short rent, tenants mainly keep their rented houses clean and tidy, and then rent them to guests for a short stay, which is cheaper than hotels. At present, there are many short rent B&B booking platforms in China, such as short rent Piggy, short rent Ant, airbnb, Idle Fish and so on, and there are still many channels.

No matter which open source method, it can not only help others, but also get benefits, which is worth popularizing.

it's over

I am Da Bin, the founder of Wenwuhui Community, specializing in customer trading scheme VS community practice.

It aims to help more physical store owners, entrepreneurs and traditional industry operators change and upgrade their business cognition, get rid of the painful management of bitter haha with "community thinking" and "personal IP gameplay", and completely solve the two core problems of accurate customer source and efficient transaction. Easy money, chic life!

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