1. Incorrect collection bank card, and the system can't make money, which will lead to the money not reaching the account;

2. System delay, arrival time delay after connecting flight. The arrival time of different bank cards is different;

3. If it does not belong to these two reasons, you should consult the customer service of Guangfa Bank in time to find out the reasons in time and avoid losses.

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Guangfa Bank Credit Card is the first standard credit card in China. The credit limit of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit.

Standard card, facing the general public, has no specific directivity.

True Love Card and Pearl Card are high-end credit cards specially set up to locate women in the new era. These credit cards will get certain discounts when buying some female consumer goods.

The owner's card is aimed at private car owners, and they will enjoy more benefits in refueling and car maintenance. At the same time, Guangfa Bank has issued a business card with a credit card, which can be applied in some large-scale consumer places and hotels, and will enjoy a certain preferential amount in some hotel services and reservation business.

The interest-free period of overdraft consumption can be as long as 50 days. As long as you repay in full before the repayment due date stipulated by the bank, you can enjoy interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, you can pay off in full or choose the minimum repayment amount.

Domestic overdraft withdrawal fee: 2.5% of the domestic overdraft withdrawal amount, with the minimum RMB 10 yuan (excluding Platinum Card, Unlimited Card/World Card).

Handling fee for overseas cash withdrawal: 3% of the overseas cash withdrawal amount, with a minimum of RMB 15 yuan/USD 3 (free of charge for all cards/world cards).

Foreign exchange handling fee: 1.50%

Management fee for card account cancellation: it will be charged monthly from six months after the card account cancellation takes effect, and less than one month. The charge standard for each cancellation account is RMB 5 yuan/USD 0.6 yuan.

Annual fee standard:

Guangfa RMB ordinary card: the annual fee of the main card is RMB/year in 40 yuan and RMB/year in 30 yuan.

Guangfa RMB Gold Card: the annual fee of the main card is RMB/year in 80 yuan and RMB/year in 48 yuan.

Guangfa dual-currency Capka: the annual fee of the main card is RMB/year in 90 yuan and RMB/year in 45 yuan.

Guangfa dual-currency card gold card: the annual fee of the main card is 260 yuan RMB/year, and the supplementary card is+65,438 RMB/year.