Of course, there is also an export credit insurance, which must be verified, because some factories buy insurance, because customers will not pay for quality problems. The last thing you should do is to blame yourself for inequality and dishonor. The so-called insurance is not 100% risk-free. Some cunning Russian businessmen often use insurance as a trick to encourage China factories to open accounts. It is better to let the bank buy out the balance directly by letter of credit, which will cost more and raise the price if possible.