Question 1: The most basic reason of risk is uncertainty; According to different nature, risk factors can be divided into three types: substantive risk factors, moral risk factors and psychological risk factors:

1, major risk factors.

2. Moral hazard factors. (on purpose)

3. Psychological risk factors. (negligence, fault, unintentional)

Question 2: What are the causes of foreign exchange trading risks? There are market risks, counterparty credit risks, liquidation risks and operational risks in foreign exchange transactions.

Market risk is mainly the risk of market price fluctuation. If you can't control the risk exposure well, you may bear greater market risks.

The credit risk of the counterparty is mainly the delivery risk of the counterparty. If the counterparty has problems before the transaction expires, the unexpired transaction may not be delivered due, resulting in transaction risk.

Liquidation risk. After the transaction is completed, the transaction is due for delivery. If the information entered in the liquidation is incorrect or for other reasons, the transaction liquidation risk will occur.

Operational risk, in the process of trading, the transaction amount, buying and selling direction and other elements are entered incorrectly, which may lead to operational risk.

Question 3: What are the reasons for the exchange rate risk of international trade financing business of commercial banks? influencing factor

There are four basic factors that affect exchange rate fluctuations:

I. Balance of payments and foreign exchange reserves

The so-called balance of payments is a country's monetary income and total payment.

Exchange rate risk of wealth management products

Comparison of total monetary expenditure in other countries. If the total monetary income is greater than the total expenditure, there will be a balance of payments surplus, on the contrary, it is a balance of payments deficit. The balance of payments can directly affect a country's exchange rate. The balance of payments surplus will make the foreign exchange rate of the country's currency rise, and vice versa; Second, interest rates.

As a basic reflection of a country's borrowing situation, interest rate plays a decisive role in exchange rate fluctuations. The interest rate level has a direct impact on international capital flows. Capital inflows occur in countries with high interest rates and capital outflows occur in countries with low interest rates. Capital flow will change the relationship between supply and demand in the foreign exchange market, thus affecting the fluctuation of foreign exchange rate. Generally speaking, the increase of a country's interest rate will lead to the appreciation of its currency, and vice versa;

Third, inflation.

Generally speaking, inflation will lead to a decline in the exchange rate of the domestic currency, and the easing of inflation will lead to an increase in the exchange rate. Inflation affects the currency value and purchasing power of the local currency, which will weaken the competitiveness of export commodities and increase import commodities. It will also have a psychological impact on the foreign exchange market and weaken the credit status of the local currency in the international market. These three aspects will lead to the depreciation of the local currency;

Fourth, the political situation

Changes in the national and international political situation will have an impact on the foreign exchange market. Political changes generally include political conflicts, military conflicts, elections and regime changes. These political factors sometimes have a great impact on the exchange rate, but the impact time limit is generally short.

5. See Huitong.com for details.

Question 4: What is the most basic cause of risk? What are the causes of risks in enterprise risk management?

1. Market risk: the risk that fluctuations in market prices may cause losses to the operation or investment of enterprises, such as the impact of changes in interest rates, exchange rates and stock prices on relevant profits and losses.

2. Credit risk: the risk that the counterparty cannot pay the money or has no recourse because of malicious bankruptcy.

3. Liquidity risk: risks that affect the capital allocation ability of enterprises, such as debt management, asset liquidity and emergency liquidity.

4. Operational risk: risks brought to enterprises by poor operating system and negligence in operation, such as poor or contradictory process design, omissions in operation and implementation, and failure to implement internal control.

5. Legal risks: the risks that the completeness and validity of the contract may cause to the enterprise, such as the legality of the contracted business, the recognition of foreign language contracts, foreign laws and regulations, etc.

6. Accounting risks: risks that accounting treatment and taxation may have on the profits and losses of enterprises, such as the appropriateness and legality of accounting treatment, the integrity of tax consultation and treatment, etc.

7. Information risk: risks brought to enterprises by improper security control, operation and backup of information systems, such as system failure, collapse, data destruction, security protection or computer virus prevention.

Strategic risk: the risk that an enterprise chooses a niche market or improper core products in a competitive environment.

Question 5: What is the most basic cause of risk? 1. Natural risk. Risks caused by natural phenomena, physical phenomena and other material phenomena. Such as earthquake, flood, fire, wind, hail, freezing, drought, insect pests and various plagues. Among all kinds of risks, natural risk is the most insured risk by insurance companies. The causes of natural risks are uncontrollable, but they have certain laws and cycles and have a wide range of influences.

2. Social risks. Social risk refers to the risk that social production and people's lives suffer losses due to the actions (including negligent behavior, improper behavior and intentional behavior) or omissions of individuals or groups. Theft, robbery, dereliction of duty, vandalism and other acts may cause property damage or personal injury to others.

3. Political risks. Political risk (also known as "national risk") refers to the risk that creditors may suffer losses due to political reasons or reasons beyond the control of both parties in the process of foreign investment and trade. The import of goods is suspended due to war or civil strife in the importing country; The import of goods is restricted or prohibited due to the import or foreign exchange control of the importing country; Due to the changes in China's foreign trade laws and regulations, the export goods cannot be delivered to the importing country, resulting in the inability to perform the contract.

4. Economic risks. Economic risk refers to the risk that an enterprise will fail in production and sales due to the influence of various market supply and demand, economic and trade conditions and other factors or the operator's decision-making mistakes, such as deviating from the prospect expectation. For example, the increase or decrease of enterprise production scale, price fluctuation and operating profit and loss.

5. Technical risks. Technical risk refers to the risk that threatens people's production and life with the development of science and technology and the change of production mode. Such as nuclear radiation, air pollution and noise.

Question 6: The most basic reason of risk is () market influence.

I hope I can help you. If your problem is solved, please adopt it. Thank you.

Question 7: The most basic reason of risk is that people look for methods everywhere, but rarely put a method in place. People look for miracles everywhere, instead of spending time creating miracles. Good ideas can only be realized in practice.

Any change, no change, no change.

Any promotion will only be promoted if it is promoted.

There are many ways in this world. Sometimes, the method that can make us stick to it is more valuable. Instead of looking for the "best method" everywhere, it is better to create your own miracle by "sticking to the end".

Question 8: What is the most basic cause of risk? The uncertainty and unpredictability of income is long-term.

Question 9: The most basic reason of risk is the uncertainty of risk.

Whether it is economic, social, political, technological risk or enterprise management risk, there are too many uncertainties and temporary changes, so the risk is evaluated completely. Sometimes, there are problems in the strategy design to avoid the risk of public prediction.

Therefore, the uncertainty of risk is the fundamental reason.

Question 10: What are the most basic reasons for risk, uncertainty and unpredictability?